Conveniently located in the CA Bank & Trust building just east of the Gelson's shopping center. Over 12 years of experience in a State Farm agency have taught me not only the features offered by State Farm, but also that I love what I do. Being born and raised in Encinitas makes me cherish the fact that everyday provides me with the opportunity to help
Lutz Insurance Services offers a full array of customized personal and commercial insurance solutions to individuals and companies in California, Arizona, Washington and Oregon. We are an independent insurance agency representing a full spectrum of companies for individuals and businesses in the communities of Del Mar, La Jolla, Solana Beach, Rancho