Lutz Insurance Services offers a full array of customized personal and commercial insurance solutions to individuals and companies in California, Arizona, Washington and Oregon. We are an independent insurance agency representing a full spectrum of companies for individuals and businesses in the communities of Del Mar, La Jolla, Solana Beach, Rancho Santa Fe, Fairbanks Ranch, Encinitas, Carlsbad, greater San Diego, and throughout California, Arizona, Nevada, Washington & Oregon.
We treat every client like a close friend or family member and make sure they get personalized, responsive service that starts the moment they contact us and doesn't end when the sale is complete. Integrity is everything to us. We would rather not sell you a policy than sell you one that doesn't provide you with adequate coverage. You get the benefit of working with an independent agency who only works with the most reputable, financially sound carriers.
We do the searching for you to find the policy that is the best match for your budget.
We treat every client like a close friend or family member and make sure they get personalized, responsive service that starts the moment they contact us and doesn't end when the sale is complete. Integrity is everything to us. We would rather not sell you a policy than sell you one that doesn't provide you with adequate coverage. You get the benefit of working with an independent agency who only works with the most reputable, financially sound carriers.
We do the searching for you to find the policy that is the best match for your budget.
Services
At Lutz Insurance Services you'll find a team of proven professionals dedicated to providing the coverage you need from a reputable insurance company at the lowest possible price.
We have aligned ourselves with many respected insurance companies known for their financial strength and willingness to pay claims.
We know that price is not the only factor in choosing to purchase a policy, but we will always provide our client with the least expensive option.
All of the companies we represent provide excellent insurance products, financial stability, superior claims service and competitive rates.
We have aligned ourselves with many respected insurance companies known for their financial strength and willingness to pay claims.
We know that price is not the only factor in choosing to purchase a policy, but we will always provide our client with the least expensive option.
All of the companies we represent provide excellent insurance products, financial stability, superior claims service and competitive rates.
Whether you are single or have a large family, our number one priority is to find you affordable coverage that will protect you from unforseen events that may be a burden to your financial future.
If you need Auto, Home, Personal Liability Umbrella or any other personal insurance coverage, we can tailor a package to fit your personal insurance needs even if you own properties out of state.
All of the insurance professionals at Lutz Insurance Services have a great deal of expertise with personal lines of insurance, so call any of us and we'll get your questions answered.
If you need Auto, Home, Personal Liability Umbrella or any other personal insurance coverage, we can tailor a package to fit your personal insurance needs even if you own properties out of state.
All of the insurance professionals at Lutz Insurance Services have a great deal of expertise with personal lines of insurance, so call any of us and we'll get your questions answered.
Driving and taking care of a Motor home/RV is very different from a car or truck.
So, don't make the mistake of trying to insure yours with a traditional "auto" insurance policy.
We've been helping RV/Motor home enthusiasts in Del Mar and throughout the state of California for years.
The type of coverage you need and amounts can vary depending on the type of Motor home or RV you have and how you use it.
Do you have awnings or antennas?
What do you have inside of your Motor home?
How often do you use it?
So, don't make the mistake of trying to insure yours with a traditional "auto" insurance policy.
We've been helping RV/Motor home enthusiasts in Del Mar and throughout the state of California for years.
The type of coverage you need and amounts can vary depending on the type of Motor home or RV you have and how you use it.
Do you have awnings or antennas?
What do you have inside of your Motor home?
How often do you use it?
Auto Insurance isn't just a good thing to have to protect you financially in the case of an accident - in many states it's required.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
When applying for auto Insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
At Lutz Insurance Services, Inc., we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Del Mar, California insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
Some boats or smaller watercraft may even be covered under your current homeowners policy.
The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Del Mar, California insurance coverage needs.
Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.
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