J & S Wargat Agency
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It's a personal touch, the one you've always wanted in an insurance agency. There are so many options out there today with 800 numbers, internet sites, friends of a friend and the mega-sized monster down the street from where you work. It's great to have options, but wouldn't you want to have a little help too? Think of us as a guide, a trusted advisor that will help you walk through the bureaucratic babble and techno-speak and just help you get the right policy for a fair price and be there when you need us.

The world and your life is complicated enough, let's at least make your insurance coverage a little easier. You are more than welcome to inquire about our insurance products here on the website or just contact us directly. We write products mostly in Rhode Island and Connecticut and can help you with just about any need you might have. We can cover your business, home, boat, RV, car, or motorcycle and establish great, low-cost life insurance products as well.

Our health insurance products help employers and employees alike - always designed to give you maximum coverage at minimal cost.
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It's a personal touch, the one you've always wanted in an insurance agency.
There are so many options out there today with 800 numbers, internet sites, friends of a friend and the mega-sized monster down the street from where you work.
It's great to have options, but wouldn't you want to have a little help too?
Our agency is owned and operated by the Wargat family, with Steve at the helm.
They are the J&S of the name, but they have a great crew of professional people working with them everyday supporting customers, answering questions, and making sure that everyone gets the service they deserve.
Business insurance serves the insurance needs of businesses rather than individuals.
Business insurance protects a business financially against the loss of key lives, worker's compensation claims, lawsuits, property loss, business interruption, and more.
If you want to be protected in today's rather uncertain world, then you must have this coverage.
With that being said, however, not all policies are created equal.
An annual review of your policy will save you time and money in the not-so far away long run.
Our office is open Monday thru Friday (EST/USA) 9:30a - 4:30p and Saturdays 9 - 12. We look forward to working with you.
Auto Insurance is not a "one size fits all approach" talk to someone who can tailor your policy so that you save money, but still have coverage.
Your property is important - cover it with Renters, Homeowners, Boat, RV and Motorcycle policies.
We can cover pretty much anything you own and always keep it within your budget.
These types of insurance include, but are not limited to: Auto, Home, Life, RV, Motorcycle, Renter's, Boat, Second/Seasonal Homes, Jewelry/Fine Arts/Collections/Firearms, and Umbrella policies too.
Insurance coverage for your automobile, truck, van, SUV, motorcycle, ATV, Recreational Vehicle, trailer are all important.
If it has wheels and you want to make sure that you get everything you need for coverage, then contact us right now.
When you combine your home or residence insurance with your auto policy, you get a great discount.
Up til now, you had to take whatever your employer could give you.
Or perhaps you left a really great job that you love because your boss just couldn't or wouldn't get you the benefits you and your family need.
Now there is a solution, a choice that will give you the power to control your own life and steer your career in the direction only you want it to go - voluntary benefits.
Voluntary Benefits are plans that allow you to pick and choose what you do and don't need for your health insurance and other needs.
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