Gerardi Insurance Services
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We do the homework so you don't have to. Life offers us so many choices and complicated decisions that we have to make, including our insurance decisions. Gerardi has a highly trained, professional staff all ready to customize a policy that fits your needs and lifestyle. So whether its life, auto, home or commercial, we can make your life easier by offering personalized approach fully customized to your needs.

As an independent agency we offer you a variety of companies to choose from, ensuring you receive the right insurance coverage at the right price. Contact us today for a free quote. Only an independent insurance agent can give you the choices you need to make the right decision about your insurance needs. Gerardi Insurance has been a leading insurance agency in Connecticut for over a century.

Providing you with more insurance companies to choose from and offering you more solutions means that we will get you the right insurance coverage at the right price.
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There are a lot of risks associated with owning and operating a business.
We can help you obtain the proper coverages to make sure you and your business are protected.
We offer insurance products for all types of businesses including auto, workers compensation, property insurance, umbrella liability, and many more coverages which can be tailored to suit your business's unique needs.
When you place your insurance with us you get access to over 20 insurance professionals who can assist you with anything from making a small change on your policy to helping you with a claim to assisting in managing the risks associated with your business.
Employee benefits play an important role in the lives of employees as well as their families.
For that reason, the benefits you offer can be a deciding factor for a potential employee's decision to work at your business.
There are two types of employee benefits must provide by law those the employer must provide by law and those the employer offers as an option to compensate employees.
Examples of required benefits include social security and workers' compensation, while optional benefits include health care insurance coverage and retirement benefits.
Gerardi Insurance Services goes beyond providing you with a commercial insurance policy.
We take the time to understand the unique needs of your business.
We work with all the leading insurance companies to custom design a program that fits you and goals.
Whether you are a start-up or an established business, the agents at Gerardi Insurance will work with you to develop a risk management plan that protects your business and your employees.
We offer an objective comprehensive review of your options, identify gaps in coverage, make program recommendations and identify the right company for you.
Keeping your employees safe at work is important to most business owners.
But when a worker does suffer an injury, workers compensation coverage provides your employees with protection they need, and provides you with peace of mind that they'll be covered.
Workers' compensation insurance is often mandatory for many businesses if they have employees, no matter what the job requires.
It covers medical costs and a portion of lost wages for employees who become injured or ill on the job.
Workers' Compensation is like an airbag for your business.
Condo owners are typically responsible for insuring just a portion of their property on their own.
However, rules differ from complex to complex, and it's important to ask the right questions to ensure you have proper insurance coverage.
Typically, your association has a master policy that insures all of the property and common areas that are collectively owned by the unit owners.
Bare walls-in - Covers all real property from the exterior framing inward, but does not cover the fixtures and installations within the condo unit.
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