Our team is here to help make insurance simple. Our professional staff with discuss with you your needs, then match you with a personalized policy from our network of insurance carriers. Finding the policy that is right for you. Edward J. Waitte has been the President of Waitte's Insurance Agency, Inc. since 1985. Between his time as an insurance agent and his tenure as the current President, Edward has 35 collective years of expertise in managing and operating the family-run business.
After serving as a fighter pilot in the United States Air Force for 42 years, Edward continued towards a lucrative career in the insurance industry. In 1978 he joined the family owned company that was first established in 1909, where he is licensed to write insurance for business, life, home and auto accounts. To this day, professionals such as doctors, lawyers, executives and even political leaders trust Edward with their insurance affairs.
In his free time he enjoys fishing, and also acts as an Assistant Scout Master and an area merit badge counselor for the Boy Scouts of America.
After serving as a fighter pilot in the United States Air Force for 42 years, Edward continued towards a lucrative career in the insurance industry. In 1978 he joined the family owned company that was first established in 1909, where he is licensed to write insurance for business, life, home and auto accounts. To this day, professionals such as doctors, lawyers, executives and even political leaders trust Edward with their insurance affairs.
In his free time he enjoys fishing, and also acts as an Assistant Scout Master and an area merit badge counselor for the Boy Scouts of America.
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If you have a mortgage, you are almost certainly required to have homeowners insurance.
This insurance pays for losses a homeowner suffers from things like a fire, burglary, or several other catastrophes.
However, homeowners insurance will not cover floods or earthquakes.
Those disasters can be protected against with separate policies sold separately from regular homeowners insurance.
Homeowners insurance is considered a package policy which means that it covers damage to property, as well as liability or legal responsibility for anyone who is injured on your property, or damages that the policy owner or members of the household cause to other people.
This insurance pays for losses a homeowner suffers from things like a fire, burglary, or several other catastrophes.
However, homeowners insurance will not cover floods or earthquakes.
Those disasters can be protected against with separate policies sold separately from regular homeowners insurance.
Homeowners insurance is considered a package policy which means that it covers damage to property, as well as liability or legal responsibility for anyone who is injured on your property, or damages that the policy owner or members of the household cause to other people.
In today's transportation based society, a good automobile insurance policy is the one thing Norwich, CT drivers really cannot afford to be without.
Vehicle accidents happen every few seconds and many of them cause serious damage to both the car and its occupants.
Whether it is a only a fender bender or a tragic rollover, the one factor that holds true for each is that the drivers involved did not plan to be in an accident that day.
Automobile insurance provides Norwich CT drivers with a financial safety net that insulates them from the damage of a vehicle accident.
Vehicle accidents happen every few seconds and many of them cause serious damage to both the car and its occupants.
Whether it is a only a fender bender or a tragic rollover, the one factor that holds true for each is that the drivers involved did not plan to be in an accident that day.
Automobile insurance provides Norwich CT drivers with a financial safety net that insulates them from the damage of a vehicle accident.
Umbrella insurance coverage gets its name from the fact that it acts as an umbrella against lawsuits and other claims against you.
It kicks in once the limits of your other insurance policies, such as car insurance or homeowner's insurance, are exhausted and often provides coverage for things that aren't included in your other policies.
Bodily injuries caused by a car accident you caused, your dog, or dangerous conditions on your property.
Many people will look at the above list and see think umbrella coverage is unnecessary because many of those items are covered by other insurance policies.
It kicks in once the limits of your other insurance policies, such as car insurance or homeowner's insurance, are exhausted and often provides coverage for things that aren't included in your other policies.
Bodily injuries caused by a car accident you caused, your dog, or dangerous conditions on your property.
Many people will look at the above list and see think umbrella coverage is unnecessary because many of those items are covered by other insurance policies.
With so many types of insurance coverage to choose from, it is hard to know what and when to buy.
Certain types of insurance are more common than others-auto, life, and home, for instance-while other policies are less common but just as important.
A personal articles insurance policy falls into the latter category.
While it doesn't lead the way in the insurance conversation, it is vitally important and worth careful consideration.
What is personal articles insurance?
In a nutshell, personal articles insurance is a supplemental insurance policy that covers personal items with a higher-than-average value.
Certain types of insurance are more common than others-auto, life, and home, for instance-while other policies are less common but just as important.
A personal articles insurance policy falls into the latter category.
While it doesn't lead the way in the insurance conversation, it is vitally important and worth careful consideration.
What is personal articles insurance?
In a nutshell, personal articles insurance is a supplemental insurance policy that covers personal items with a higher-than-average value.
Recreational vehicles do far more than your car.
They allow you to travel long distances in comfort and to set up your home wherever you feel like it that day.
But just like your car, a RV must have proper insurance to be on the road.
Liability coverage for accidents is required by nearly all states, and the others only allow you to forgo coverage if your assets are sufficient to pay accident claims out-of-pocket.
You will need to meet the minimum coverage not just for your state, but for other states you will travel to as well.
They allow you to travel long distances in comfort and to set up your home wherever you feel like it that day.
But just like your car, a RV must have proper insurance to be on the road.
Liability coverage for accidents is required by nearly all states, and the others only allow you to forgo coverage if your assets are sufficient to pay accident claims out-of-pocket.
You will need to meet the minimum coverage not just for your state, but for other states you will travel to as well.
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