A business investment is still part of your life - even if you separate business from your personal life. If it's your source of income, make sure it is covered with insurance. Protecting your investments is also protecting your lifestyle. Have the peace of mind that your hard-earned money, your properties and your home are protected when unforeseen events take place.
Secure yourself with insurance. Do you have a question? Getting ready to purchase insurance services but would feel better if you met with us first? Do you really want to call 10 different insurance companies to get quotes from each one? How long would that take you? Several hours, right? How about you give Jeff a call and he will shop the market for you whether its Health Insurance, Life Insurance or Medicare Supplement plans.
Jeff Pratt is a trusted insurance advisor in Troy, Michigan, and has been helping people just like you for 20 years. Jeff will talk with you about your needs and will research all of the top companies available for you.
Secure yourself with insurance. Do you have a question? Getting ready to purchase insurance services but would feel better if you met with us first? Do you really want to call 10 different insurance companies to get quotes from each one? How long would that take you? Several hours, right? How about you give Jeff a call and he will shop the market for you whether its Health Insurance, Life Insurance or Medicare Supplement plans.
Jeff Pratt is a trusted insurance advisor in Troy, Michigan, and has been helping people just like you for 20 years. Jeff will talk with you about your needs and will research all of the top companies available for you.
Services
My name is Jeffrey Pratt, a trusted insurance advisor in Troy, Michigan, and I'm the principal agent of American Insurance Advisors, LLC.
I have been offering quality health and life insurance products for the past 16 years.
Shopping for health and life insurance can be confusing!
Jeff takes the confusion away from this process by explaining how each insurance product works in a way everyone can understand.
By representing several insurance companies, Jeff is able to provide his clients with a choice of benefits based on their individual needs and budget.
I have been offering quality health and life insurance products for the past 16 years.
Shopping for health and life insurance can be confusing!
Jeff takes the confusion away from this process by explaining how each insurance product works in a way everyone can understand.
By representing several insurance companies, Jeff is able to provide his clients with a choice of benefits based on their individual needs and budget.
A premium is the monthly cost of keeping your insurance policy in effect.
Health insurance premiums are determined by a variety of factors, including your medical history, your lifestyle, and your current health status.
A deductible is an amount of medical expenses you are responsible for paying before your insurance starts covering you.
A common deductible is $500 - this means you would be responsible for paying the first $500 in medical bills before receiving coverage.
Having a higher deductible usually means you enjoy lower monthly premiums.
Health insurance premiums are determined by a variety of factors, including your medical history, your lifestyle, and your current health status.
A deductible is an amount of medical expenses you are responsible for paying before your insurance starts covering you.
A common deductible is $500 - this means you would be responsible for paying the first $500 in medical bills before receiving coverage.
Having a higher deductible usually means you enjoy lower monthly premiums.
At American Insurance Advisors, our insurance plans are not only individual-centered, but we also have insurance plans for families, assets, and businesses.
With us, you will find a trusted insurance advisor in Troy, Michigan, that will serve you wholeheartedly.
Because every client's situation is different, we modify the service depending on your needs.
You can freely choose what and what not to avail from our list.
Also, to save your time, there is no more need to look up other insurance plans and compare the prices, as we will do that for you, so you can use your free time on more important things.
With us, you will find a trusted insurance advisor in Troy, Michigan, that will serve you wholeheartedly.
Because every client's situation is different, we modify the service depending on your needs.
You can freely choose what and what not to avail from our list.
Also, to save your time, there is no more need to look up other insurance plans and compare the prices, as we will do that for you, so you can use your free time on more important things.
The Affordable Care Act (ACA/Obamacare) has made a dramatic change for individuals purchasing health insurance in 2014.
Just because these plans include the Essential Benefits doesn't mean all plans are the same.
Many plans have "hidden costs" that could cost you thousands of dollars when you have a claim.
Whether you're applying for the subsidy through Healthcare.gov or looking for something on your own, I can help you find a plan with the features and benefits you need.
You can even add supplemental benefits to your base plan.
Just because these plans include the Essential Benefits doesn't mean all plans are the same.
Many plans have "hidden costs" that could cost you thousands of dollars when you have a claim.
Whether you're applying for the subsidy through Healthcare.gov or looking for something on your own, I can help you find a plan with the features and benefits you need.
You can even add supplemental benefits to your base plan.
Term life insurance covers the financial risk of death for a specific number of years (term) at a level premium cost.
The term periods available are typically 5, 10, 15, 20 and 30 year lengths.
Term life insurance builds no cash value, it is insurance only.
This protects against the disruption of a family's finances upon the death of a head of household or spouse by replacing the value of an individual's future income stream.
This is a new option for term life insurance.
This extra benefit provides for the return of total premiums paid for the policy at the end of the term period.
The term periods available are typically 5, 10, 15, 20 and 30 year lengths.
Term life insurance builds no cash value, it is insurance only.
This protects against the disruption of a family's finances upon the death of a head of household or spouse by replacing the value of an individual's future income stream.
This is a new option for term life insurance.
This extra benefit provides for the return of total premiums paid for the policy at the end of the term period.
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