Plan IV
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Plan IV
We are here for you. Here to answer your questions about health insurance coverage, give you advice, and help you make the right decisions before a big event drops down in the middle of your everyday plans. We want to learn more about you, in order to find the right health care plan that really fits your lifestyle and goals. We build lasting relationships with our clients.

It is only through the highest levels of integrity, respect and honest, personal service that we will continue to grow. Our combination of industry knowledge and personal service will always provide our clients with the best financial products available. For those who want to be covered by health insurance or change their coverage, open enrollment is an important period each year.

Missing your chance to enroll during open enrollment could mean that you're denied coverage for the next year, or else you'll have to pay extra fees. If you have a Medicare plan, you have likely noticed that it doesn't cover every cost. For those gaps in Medicare coverage, there are Medicare Supplement Insurance plans that can fill in your coverage and relieve some of the financial burdens of your medical care.
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Whether you are representing the best interests of your company, or looking for the best health care plans for you and your family, we're here for you.
Plan IV is a health planning company that helps our clients make the right decision when it comes to insurance and other matters.
For small businesses, individuals & families.
So what really is the difference between us and the others guys?
We have access to all the health care plans and policies that the big guys do, providing you with the options you need to make a smart decision.
You can now only enroll in a qualified health insurance plan if you qualify for a "Special Enrollment Period".
You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.
Pick a plan by the last day of the month and your coverage can start the first day of the next month.
Had a baby, adopted a child, or placed a child for foster care.
Your coverage can start the day of the event - even if you enroll in the plan up to 60 days afterward.
People choose Plan IV because they like to deal with real people who care.
Here are some of people that provide our clients with the best financial products available.
Clarence (Mike) Simonis is a graduate of Eastern Michigan University with a degree in Education.
Entered the health insurance business in 1974 with Metropolitan Life Insurance and was a sales leader for 10 years.
In addition to Life and Health licenses, Mike was awarded Leaders Conference, President of Leaders Conference and a member of Million Dollar Round Table while he was with Metropolitan Life.
I have worked with Tom & Leah at Plan IV for over a year now and they were such a huge help when it was time for my husband and I to pick out new health insurance.
They always made the entire process very easy and this is especially important because I found the whole new marketplace very frustrating.
They are especially knowledgeable about the different health care providers and plan options.
I would highly recommend utilizing their services to anyone looking to obtain new health insurance, switch their current plan or even if you just need to speak with an informed company about the industry options in detail.
We would love to hear from you.
So, if you have any questions or just want to learn more about our products and services, please contact one of our Plan IV representatives.
At all other times, you may the same number and leave your name and phone number.
A Plan IV Sales Representative will return your phone call the next business day.
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