MichiganTerm
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MichiganTerm
We provide quick and easy access to life insurance to Michigan families and local, independently-owned businesses. Unlike the national providers, we really are your neighbors; our employees live, work and shop here in Michigan and we give back to our communities. Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY.

Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form # ICC12OPTN and state variations. Two- year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations.

Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria.
Services
Our trained staff is committed to finding the right company to protect your family's future.
Insurance companies have different guidelines for different medical conditions and risks so we will act as your advocate to find what is best for you.
We are constantly reviewing new technology platforms to keep the application process as fast and streamlined as possible.
Many of the insurance companies that we represent allow electronic signatures of documents and email policy delivery.
All that is required is a brief 15-20 minute telephone interview.
You will receive a call from one of our licensed insurance agents to discuss potential insurance options and answer any questions or concerns you may have.
After choosing the best life insurance policy that suits your needs, it's time to apply for coverage.
You can complete your life insurance application over the phone with your dedicated agent and electronically sign from the convenience of your own home.
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY.
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