Higgins & Rutledge Insurance
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Since 1951, Higgins & Rutledge has fulfilled the insurance needs for thousands of individuals, families, and businesses across 48 states. From our beginnings as a small local agency, our customers have always been the primary focus and we proudly provide rapid response, detailed analysis, personalized policies, and coverage from the highest rated insurance companies.

As one of the most celebrated, premier Independent Agencies in the Northwestern United States, Higgins & Rutledge combines resources, experience, influence, and expertise to provide superior protection with personal care and always at competitive rates. As reflected in our Mission Statement, the rich Higgins & Rutledge tradition continues during these challenging times.

We consistently represent the strongest insurance carriers, seek superior insurance products, and accelerate the level of service to our clients. No matter what type of support coverage you require, Higgins & Rutledge has a solution. With a complete menu of products specifically designed to meet the needs of any size business or family.
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Higgins and Rutledge Insurance works to make sure that our customers always come first, in the service and protection we provide.
We have been meeting the insurance needs for thousands of individuals, families, and businesses throughout Idaho for over 50 years.
From a rich and varied past starting with writing insurance policies for aircraft in the 1940's with William Robinson Jr. and Bert Higgins, to evolving to a respected insurance agency with a rich family history with Bill Rutledge and Rod Higgins.
Relationships with Higgins and Rutledge are comprehensive, collaborative, and always there 24/7, 365 days a year.
We make every phase of the employee lifecycle more manageable and less time-consuming for the employer and less complicated for the employee.
Working with our strategic partner, Kash Browne & Company, we are able to specialize in a variety of Workforce Life Cycle Solutions (Benefits, Payroll, HR Time & Attendance, Wellness, Employee Communications, Proposal/Bid Preparation, Claims Assistance, Plan Design, Compliance Review, Budget Analysis, Health Reimbursement Accounts, Health Savings Accounts, C.O.B.R.A, etc.).
At Higgins & Rutledge, our experienced team of specialists is dedicated to quick turnaround and strives to make the process a positive experience.
In these challenging times, business is dynamic and moves fast, just like us!
BID BOND - Affords protection to a project owner (obligee) in the event a successful bidder will not enter a contract and will not provide the required surety bonds or other security.
Surety bonds specifically required by a U.S. Court for the protection of appeals, estates, minors, & more.
Higgins & Rutledge stands ready to help you develop a personal insurance plan that protects your family, home, and personal assets.
We believe you deserve peace of mind and are here to provide the best possible coverage from premier companies that exist to preserve your quality of life.
Please call for an analysis of current coverage or to just ask a question.
We are here to help! 208-343-7741.
We understand that no one ever wants to file an insurance claim.
Reporting claims quickly and efficiently is one of the best ways to keep your overall costs down.
We're committed to responding to your needs with speed, compassion, and superior claims service.
We are available to take your claim over the phone, by fax, by email, or by mail.
However you decide to report your claim, we ask that you do it as quickly as possible, so we can provide the service that you deserve.
To report by phone, call us between 8:00 am and 4:30 pm, Monday through Friday at 208-343-7741.
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