As an independent insurance brokerage we represent many different insurance carriers. This means that we can shop your insurance around to find the best coverage at the lowest possible price. Our staff has many years of experience serving clients all over the Treasure Valley. Put our knowledge and experience to the test with a free quote today.
Services
Auto insurance comes in two basic forms: Comprehensive Coverage and Liability Coverage.
Comprehensive coverage generally covers any damage to your vehicle regardless of who's at fault.
Liability coverage on the other hand generally only covers damage done to others and property when you are at fault.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose.
A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
Comprehensive coverage generally covers any damage to your vehicle regardless of who's at fault.
Liability coverage on the other hand generally only covers damage done to others and property when you are at fault.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose.
A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
Accident and health insurance -- Coverage that pays benefits in case of sickness, accidental injury or accidental death.
It sometimes provides for loss of income or debt payment if taken out in connection with a loan.
Actuary -- A person who calculates statistically risks, premiums, life expectancies and other factors for insurance firms.
Additional monthly benefit -- Addendum to a disability income policy that provides an extra monthly stipend in the first year of injury, before Social Security benefits start.
It sometimes provides for loss of income or debt payment if taken out in connection with a loan.
Actuary -- A person who calculates statistically risks, premiums, life expectancies and other factors for insurance firms.
Additional monthly benefit -- Addendum to a disability income policy that provides an extra monthly stipend in the first year of injury, before Social Security benefits start.
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