Short Term Health Insurance
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Short term health insurance plans are more affordable than most of the other options because they do not fall under the guidelines of the ACA. These are full medical care programs. The departments of insurance in each state must approve these plans before they are offered to the residents. This is why these programs are not offered in every state.

This has changed the way everyone views their health care. Different people have different needs and we all have questions about which policy will meet them. Most states do offer these options and you will know that you are in an approved location. This option for affordable medical policies is designed for people who need coverage for just a short period of time.

If you live in a state where you can purchase this policy and then travel to a state that does not allow its residents to purchase this policy, you are still covered for emergencies under this type of health benefit. Short Term Health Insurance offer comprehensive coverage for new injuries or illnesses at a much lower rate than alternative medical programs.
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Thacker Agency has 30 years of experience in serving people with thier insurance needs.
Brian Thacker handles Short Term Health Insurance Plans for Thacker Agency.
Brian Thacker was born and raised in North Carolina.
When he graduated from Wake Forest University in 1994, Brian went into the insurance business with his father (C Mac Thacker), and his brother (Mark Thacker).
Brian is independently running his own portion of the Thacker Agency now, but he is carrying on the tradition of service to the client that Mac taught him.
Assurant health has been offering short term health insurance plans for decades.
They essentially invented the product to meet the needs of people who did not need an insurance plan for an extended period of time.
They simplified the application process.
Instead of taking weeks up to several months to gain the coverage, their short term medical insurance plans could meet the needs of their clients with just a few short questions.
Smart Short Term Medical has a very simplified process for applying for temporary health insurance plans.
Assurant health has been offering short term health insurance plans for decades.
They essentially invented the product to meet the needs of people who did not need an insurance plan for an extended period of time.
They simplified the application process.
Instead of taking weeks up to several months to gain the coverage, their short term medical insurance plans could meet the needs of their clients with just a few short questions.
Insurance is available right away with coverage starting as early as midnight.
HCC Life is a great insurance company.
They specialize in short term medical insurance plans internationally for world travelers and missionaries.
When they decided to start offering plans domestically in the united states for coverage in the US, they quickly became a competitive product.
The company has such a large backing that they are able to offer great benefits at a low cost.
They offer a $50 copayment if you need to go to an Urgent Care Facility.
This is one of the only short term health insurance plans with this benefit.
What is COBRA?
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires most employers with group health plans to offer employees the opportunity to continue temporarily their group health care coverage under their employer's plan if their coverage otherwise would cease due to termination, layoff, or other change in employment status (referred to as "qualifying events").
How long must COBRA continuation coverage be available to a qualified beneficiary?
Up to 18 months for covered employees, as well as their spouses and their dependents, when workers otherwise would lose coverage because of a termination or reduction of hours.
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