Paladin One Insurance SRVS
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Health insurance provides many things-a safety net, should you become ill or get injured; the means to maintain your well-being with tests, screenings and vaccinations; and peace of mind. Life insurance, wisely planned, can make a valuable contribution to a family's economic security. You may want to secure your retirement, help grandchildren with college expenses or even protect yourself against a catastrophic medical expense.
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In the event of an illness or accident it's impossible to predict how much your health care will cost.
And there's no way to plan what your medical expenses will be from year to year-this year your costs may be low, while next year they may be sky high.
Health insurance offers peace of mind in knowing that you are protected from most of these costs.
Don't wait until you or a family member becomes seriously ill to try to purchase health insurance.
Most of us know that dental coverage is important.
After all, dental costs can seriously impact anyone's budget.
Tooth injuries, accidents, and illnesses can cost several thousand dollars to repair or heal.
If you have independent dental coverage, some of the costs of your dental work may be covered.
However, understanding full coverage dental plans is not simple.
Dental care coverage providers use specialized words and jargon to describe their benefits, programs, plans, and coverage.
For the average customer, these words can make it difficult to understand exactly which dental work is and is not covered.
Life insurance is protection for dependents.
Your dependents can include children, parents, spouse, or anyone who is dependent on you for financial support.
In a sense, creditors are also "dependents" in that they are depending on you to repay your debt.
So creditors should be added to your list of dependents.
Someone may tell you that everyone needs life insurance.
Anyone needs life insurance if his or her premature death would result in financial loss to others or deprive them of a financial gain.
If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income?
Disability income insurance, which complements health insurance, can replace lost income.
Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65.
PaladinOne can help you get into a disability plan that will protect you and your family in the event of illness or accident.
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments.
Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
Premium payment arrangement - single premium or flexible premium An annuity can be classified in several of these categories at once.
For example, you might buy a nonqualified single premium deferred variable annuity.
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