From time to time we get calls from entrepreneurs looking to insure their small businesses in New Jersey, but who are unfamiliar. For many residents of New Jersey, having adequate insurance is essential for a variety of reasons. If you are seeking new insurance policies, review those that we offer. Below are the leading types of policies provided by Shults Insurance Agency Inc.
If you are a homeowner, we offer policies that will provide you coverage on your home in the event of damages or liability. Try our online rating tool for a quote. For car owners, we can offer a premium auto policy that includes the required liability coverage in addition to the comprehensive and collision options to give you full security. If you are a business owner in the state of New Jersey, commercial insurance is essential to protect your business with liability coverage.
There are also different types of coverages that can be included in your policy that are custom to various industries, protecting you and your employees.
If you are a homeowner, we offer policies that will provide you coverage on your home in the event of damages or liability. Try our online rating tool for a quote. For car owners, we can offer a premium auto policy that includes the required liability coverage in addition to the comprehensive and collision options to give you full security. If you are a business owner in the state of New Jersey, commercial insurance is essential to protect your business with liability coverage.
There are also different types of coverages that can be included in your policy that are custom to various industries, protecting you and your employees.
Services
The Shults Insurance Agency Inc. is a firm of proven professionals and caring and conscientious people; the kind of people you can depend on.
We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.
We are an Independent Insurance Agency.
We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.
We are an Independent Insurance Agency.
We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Shults Insurance Agency has the experience, markets, and knowledge to help you protect your properties so that you can focus on managing and growing your real estate portfolio.
We are passionate about real estate investment insurance and understand your desire to maximize your ROI while at the same time providing comprehensive protection for your investment.
Property Coverage: No two investments are the same.
We can help you make sure your buildings are insured on the right coverage form: Full Reconstruction cost, Actual Cash Value, and Market Value options are available.
We are passionate about real estate investment insurance and understand your desire to maximize your ROI while at the same time providing comprehensive protection for your investment.
Property Coverage: No two investments are the same.
We can help you make sure your buildings are insured on the right coverage form: Full Reconstruction cost, Actual Cash Value, and Market Value options are available.
Private Flood Insurance is an alternative to the federal government's National Flood Insurance Program (NFIP).
You will be getting a great policy and at a great price.
Private Flood Insurance offers better and broader coverage than the one size fits all NFIP policy.
The NFIP was created in 1968 to help mitigate flood losses in the U.S.
During this time there was lack of research, risk mapping and private insurance companies that could handle a catastrophic event such as flooding.
This created a monopoly for the NFIP which they have used to drive up the premium and reduce what the policy will cover.
You will be getting a great policy and at a great price.
Private Flood Insurance offers better and broader coverage than the one size fits all NFIP policy.
The NFIP was created in 1968 to help mitigate flood losses in the U.S.
During this time there was lack of research, risk mapping and private insurance companies that could handle a catastrophic event such as flooding.
This created a monopoly for the NFIP which they have used to drive up the premium and reduce what the policy will cover.
From time to time we get calls from entrepreneurs looking to insure their small businesses in New Jersey, but who are unfamiliar with the state's commercial insurance requirements.
New Jersey requires anyone who employs even one other person besides the owner, even part-time, to carry workers' compensation insurance.
Sole proprietors with no other employees are exempt from this.
It also requires disability insurance that will provide pay for up to twenty-six weeks should an employee be unable to work as a result of either a work-related injury or an off-the-job illness.
New Jersey requires anyone who employs even one other person besides the owner, even part-time, to carry workers' compensation insurance.
Sole proprietors with no other employees are exempt from this.
It also requires disability insurance that will provide pay for up to twenty-six weeks should an employee be unable to work as a result of either a work-related injury or an off-the-job illness.
Obtaining quality automotive insurance is something that customers seek annually.
When you are seeking out your new policy, you need to consider some benefits that are associated with purchasing a quality auto insurance plan.
If you live in New Jersey, some benefits are just necessary due to wildlife and the area.
While a minimum liability coverage is required, you should consider enhancing your policy to include more than that.
Limited insurance policies will not be beneficial to those accidents that do not involve other drivers.
When you are seeking out your new policy, you need to consider some benefits that are associated with purchasing a quality auto insurance plan.
If you live in New Jersey, some benefits are just necessary due to wildlife and the area.
While a minimum liability coverage is required, you should consider enhancing your policy to include more than that.
Limited insurance policies will not be beneficial to those accidents that do not involve other drivers.
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