Protect what matters most. From home and auto, to personal umbrella policies, we'll help you find the right policy at the right price. You work hard to make your business successful. We'll help you to make sure its protected by finding the right policy for all of your needs. We are dedicated to providing the very best personal and business insurance solutions for our clients in NJ.
If you are tired of the one-size-fits-all approach and want personal attention from experienced insurance professionals, contact us today! G. S. Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant. Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
We utilize a highly talented staff to provide innovative solutions for your unique needs. Gary's vision is to provide insurance and risk management services to Main Street that have previously only been available to Wall Street.
If you are tired of the one-size-fits-all approach and want personal attention from experienced insurance professionals, contact us today! G. S. Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant. Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
We utilize a highly talented staff to provide innovative solutions for your unique needs. Gary's vision is to provide insurance and risk management services to Main Street that have previously only been available to Wall Street.
Services
G.S. Newborn & Associates, Inc. was founded in 1992 as an insurance brokerage and risk management consultant.
Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
In addition, Newborn & Associates invested their time utilizing highly talented staff to provide innovative solutions for your needs.
What makes us unique compared to most insurance agents is our passion.
We take the time to better understand your needs and find the best coverage suitable for you.
Gary Newborn, the founder and President of the agency, wanted to provide a personalized, custom service for business owners and families.
In addition, Newborn & Associates invested their time utilizing highly talented staff to provide innovative solutions for your needs.
What makes us unique compared to most insurance agents is our passion.
We take the time to better understand your needs and find the best coverage suitable for you.
There are a lot of condo, renter's and homeowner's insurance policies and there are many types of auto coverages that aren't required, but are very useful.
Important parts of your life may not fit under your existing policy.
You may also be paying too much for the policy you need.
Let us help.
We hate hurricane deductibles for those not in a high wind or coastal area, yet many carriers do this across the board (for no premium reduction).
Coverage for building items for which you are responsible in your unit like cabinets, electrical fixtures, plumbing fixtures, etc.
Important parts of your life may not fit under your existing policy.
You may also be paying too much for the policy you need.
Let us help.
We hate hurricane deductibles for those not in a high wind or coastal area, yet many carriers do this across the board (for no premium reduction).
Coverage for building items for which you are responsible in your unit like cabinets, electrical fixtures, plumbing fixtures, etc.
The purchase of a home is one of the largest investments that most families make - you deserve the protection that only an experienced insurance professional can provide.
A Homeowners Policy is a very broad policy with sweeping coverage that includes both property and liability coverages.
Dwelling covers the structure of the house itself including everything that is "nailed down" such as fixtures, appliances, plumbing, electric and more.
You should select a limit of coverage that is enough to rebuild or repair the structure in the event of a covered loss.
A Homeowners Policy is a very broad policy with sweeping coverage that includes both property and liability coverages.
Dwelling covers the structure of the house itself including everything that is "nailed down" such as fixtures, appliances, plumbing, electric and more.
You should select a limit of coverage that is enough to rebuild or repair the structure in the event of a covered loss.
Statistically, your most likely involvement as the target of a financially disastrous law suit arises from driving your car.
Higher limits are not very expensive, yet most carriers give you a low-ball quote with limits that are not even close to being adequate in these times.
Saving money by making your health insurance primary (instead of PIP) this only works if your health insurance does not have an exclusion that precludes this.
Note: if you are coverage by Medicare, you may not make it primary over PIP.
Higher limits are not very expensive, yet most carriers give you a low-ball quote with limits that are not even close to being adequate in these times.
Saving money by making your health insurance primary (instead of PIP) this only works if your health insurance does not have an exclusion that precludes this.
Note: if you are coverage by Medicare, you may not make it primary over PIP.
We work with you to design a customized program of insurance and risk management to fit your company's unique needs.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Even if you don't operate a fleet, consider commercial auto insurance for any vehicles used for business operations.
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Even if you don't operate a fleet, consider commercial auto insurance for any vehicles used for business operations.
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships.
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