An independent agency with the client in mind. Shopping for insurance can be confusing and overwhelming. As an independent broker, Valley Insurance Agency can help you to choose the right policy for your situation. Relationships with dozens of insurance companies, allow us to help you get the best policy to meet your needs. As an independent insurance agency we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.
Servicing Stockton, Flemington, Lambertville & all of Hunterdon County! Whether seeking a Group policy for your business, an Individual policy or confused by Medicare options. Life Insurance. Procrastination is normal when it comes to purchasing life insurance. But, when it comes to protecting our loved ones, life insurance is critical. Valley Insurance Agency is a great choice for all of your life insurance needs.
Options include: Term Life, Return of Premium Term Life, Universal & Whole Life. Long Term Care Insurance.
Servicing Stockton, Flemington, Lambertville & all of Hunterdon County! Whether seeking a Group policy for your business, an Individual policy or confused by Medicare options. Life Insurance. Procrastination is normal when it comes to purchasing life insurance. But, when it comes to protecting our loved ones, life insurance is critical. Valley Insurance Agency is a great choice for all of your life insurance needs.
Options include: Term Life, Return of Premium Term Life, Universal & Whole Life. Long Term Care Insurance.
Services
Advising businesses and individuals for over 17 years, Valley Insurance Agency can provide the guidance and support you need.
As an Independent Agency, we can help you to choose the right policy for your specific situation.
Our mission is to provide comprehensive solutions and superior service.
We pride ourselves on maintaining long term client relationships.
As an Independent Agency, we can help you to choose the right policy for your specific situation.
Our mission is to provide comprehensive solutions and superior service.
We pride ourselves on maintaining long term client relationships.
Whether looking for coverage through the Marketplace (where a subsidy may apply), or directly with an insurance carrier, we can help you navigate the system.
With the implementation of the Affordable Care Act, many of the rules have changed and you may find it difficult to find the right coverage for your specific needs.
With the implementation of the Affordable Care Act, many of the rules have changed and you may find it difficult to find the right coverage for your specific needs.
There are many forms of insurance.
Some, like car insurance, only provide a benefit to the few people who have a costly accident.
Some, like life insurance, typically don't provide a benefit for many years.
Some, like medical or health insurance, provide immediate benefits, but can be very costly.
Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families.
Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.
Some, like car insurance, only provide a benefit to the few people who have a costly accident.
Some, like life insurance, typically don't provide a benefit for many years.
Some, like medical or health insurance, provide immediate benefits, but can be very costly.
Dental insurance is rather unique.
First, its low cost makes it highly affordable for individuals and families.
Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.
Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
An annuity is a long-term investment between you, the annuitant, and an insurance company, the annuity issuer.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
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