5. We also give you the option to request a quote from our office or ask any health insurance related question which will be researched for accuracy. All rates are firm and are no higher or lower than any other service and subject to medical underwriting. Rates could increase based on medical underwriting surcharges.
Unlike many other sites who want you to submit your personal information to forward on to agents/brokers for fees we only provide you the ability to get the quote and/or apply and guarantee that you will not be contacted unless specifically requested by you.We are not marketers. We developed a site so you can get your quote quickly and with complete privacy until you decide whether to submit an application or request additional information.
Our office advises on Preferred Provider Organizations (PPO) and Health Maintenance Organizations (HMO) along with Point of Service Plans (POS). We specialize in Health Savings Accounts (HSA) and will advise on pre-tax contribution limits and self directed investment accounts.
Unlike many other sites who want you to submit your personal information to forward on to agents/brokers for fees we only provide you the ability to get the quote and/or apply and guarantee that you will not be contacted unless specifically requested by you.We are not marketers. We developed a site so you can get your quote quickly and with complete privacy until you decide whether to submit an application or request additional information.
Our office advises on Preferred Provider Organizations (PPO) and Health Maintenance Organizations (HMO) along with Point of Service Plans (POS). We specialize in Health Savings Accounts (HSA) and will advise on pre-tax contribution limits and self directed investment accounts.
Services
You can obtain a quote directly through the carrier site links or through a rating service that provides quotes from all the carriers.
We also will process the quote and send a PDF file if you prefer that option.
We are a health insurance agency that brokers all different major health insurance companies and offers free service and recommendations since our compensation is included in the insurance rates which are set and filed with the Department of Insurance.
We only initiate contact when you specifically call or contact us with a question or apply for coverage.
We also will process the quote and send a PDF file if you prefer that option.
We are a health insurance agency that brokers all different major health insurance companies and offers free service and recommendations since our compensation is included in the insurance rates which are set and filed with the Department of Insurance.
We only initiate contact when you specifically call or contact us with a question or apply for coverage.
Among the communities we serve are Poway, Scripps Ranch, Mira Mesa, Sabre Springs, La Jolla, Escondido, Sorrento Valley, Kearny Mesa, Sabre Springs, Rancho Penasquitos, Rancho Bernardo, 4S Ranch, Tierrasanta, Linda Vista, San Marcos, Encinitas, Cardiff, Escondido, Vista, Oceanside, Carlsbad, Ramona, El Cajon, Rancho Santa Fe, Mission Hills, El Cajon, Fallbrook, La Costa, Santee, Point Loma, Hillcrest, University City, Mission Valley.
We are located in North County Inland but will travel anywhere to meet and advise our clients including North County Coastal or anywhere in San Diego or Southern California.
We are located in North County Inland but will travel anywhere to meet and advise our clients including North County Coastal or anywhere in San Diego or Southern California.
We are certified to represent the new California health insurance marketplace called Covered California.
We are licensed and insured to represent health insurance in CA.
We are a local broker with appointments to many different health carriers including Kaiser Permanente.
The Covered California Marketplace is where individuals and families can compare and enroll for health insurance during specific enrollment periods.
We can present your options on all plans offered through Covered California including subsidy reimbursements.
We are licensed and insured to represent health insurance in CA.
We are a local broker with appointments to many different health carriers including Kaiser Permanente.
The Covered California Marketplace is where individuals and families can compare and enroll for health insurance during specific enrollment periods.
We can present your options on all plans offered through Covered California including subsidy reimbursements.
John is great.
I went to John about 5 or 6 years ago when my previous agent mismanaged my policy and made many mistakes that I had to pay for dearly.
When I found John, I was skeptical at the beginning because of my experience with the other agent.
Then John proved to me that I made the right choice.
When he submits to me choices of Heath insurance plans, he makes it easy for me to follow and choose.
Couple of years ago my brother and his family started using John as well for their health insurance needs and they are very happy with him too.
I went to John about 5 or 6 years ago when my previous agent mismanaged my policy and made many mistakes that I had to pay for dearly.
When I found John, I was skeptical at the beginning because of my experience with the other agent.
Then John proved to me that I made the right choice.
When he submits to me choices of Heath insurance plans, he makes it easy for me to follow and choose.
Couple of years ago my brother and his family started using John as well for their health insurance needs and they are very happy with him too.
B 100% rebate of commissions starting after 6 months.
The commission rebate will be for 1 year and will be payable as long as we are the broker of record.
After the first year of commission rebates it will then convert to 25% rebates in perpetuity with our firm as broker of record.
We offer rebates with comprehensive service for a couple of reasons.
First and foremost, the compensation even after the rebates is more than most carriers provide on individual plans.
We have plenty of group clients, some of whom have been with us for over 15 years and we know exactly what the service entails from employee additions or cancellations to advising on insurance issues such as Cobra to providing alternative plans and new renewal quotes.
The commission rebate will be for 1 year and will be payable as long as we are the broker of record.
After the first year of commission rebates it will then convert to 25% rebates in perpetuity with our firm as broker of record.
We offer rebates with comprehensive service for a couple of reasons.
First and foremost, the compensation even after the rebates is more than most carriers provide on individual plans.
We have plenty of group clients, some of whom have been with us for over 15 years and we know exactly what the service entails from employee additions or cancellations to advising on insurance issues such as Cobra to providing alternative plans and new renewal quotes.
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