Ron Kallam has been in the insurance business servicing Southern Ohio and Northern Kentucky for over 40 years. Kallam Insurance is here to do what is best for you. You get have one-on-one contact with one of our live agents (Ron Kallam, Jay Anderson, Carolyn Schumacher or Stacey Dufresne) 24 hours a day 7 days a week. Ron and Jay have great deal knowledge