Pinnacle Insurance Consultants
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Errors & Omissions coverage is one of the most specialized areas of insurance and real estate. We understand the unique types of coverage required for a Real Estate firm and the intricacies of a Real Estate E&O policy form. Pinnacle Insurance Consultants have preferred status with many of the leading markets and in some cases has exclusive coverage enhancements available only to Pinnacle and their clients.

Our expertise in this complex and dynamic field allows us to provide optimal coverage for our clients. Unlike commercial insurance generalists, we provide in-depth knowledge of client exposures, coverage options and markets. We are proficient in the nuances of E&O Professional Liability Coverage. Every carrier is different. Many carriers provide a base policy form that can only be broadened by requesting specific endorsements.

Fair Housing/Discrimination, Environmental, Mold, Reduction in deductibles, Sale of Agent Owned Properties and Construction Development are just some of the industry specific coverage's that must be addressed.
Services
With over 35 years of experience as an insurance specialist, Lisa Robinson, CIC, President and Owner of Pinnacle Insurance Consultants, is dedicated to serving her clients, and this is reflected by the steady growth in her practice.
By providing optimal coverage both in breadth of coverage and competitive pricing, her practice has grown primarily through referrals from happy clients.
Premium volume and long-standing, strong relationships with specialty carriers has earned Pinnacle Insurance Consultants preferred status with many of the leading markets.
In these litigious times, it is more important than ever to ensure you have adequate protection for the risks of your firm.
In addition to Real Estate E&O claims, real estate firms and agents are facing increased exposure to general liability and cyber claims.
Any real estate firm or agent should carry at a minimum General Liability and E&O Coverage.
If you do not currently carry General Liability coverage and would like a quote, please complete the Business Owners Policy (BOP) application below.
E&O is the insurance that covers you in the event a client holds you responsible for services you provided or failed to provide in a real estate transaction that did not have the expected or intended result and your client sustains financial damages.
All business activities have risk associated with it.
These risks do not go away simply by ignoring them.
The best way to address the risk is through the implementation of a comprehensive risk management program.
Education is critical in reducing a licensees risk of a claim.
E&O is more important than ever due to the ever increasing complexities of real estate transactions and today's litigious environment where people look for someone to blame when they sustain financial damage in a real estate transaction.
In addition to the traditional risks in a real estate transaction, today we are faced with new risks relating to cyber, social media, drones, regulatory issues, and more!
Review of loss runs annually and monitoring claims status including reserves with legal counsel and the carrier to adjust/reduce reserves as applicable.
Cybercrime is the fastest growing white collar crime in America, and it is much easier to breach a database than it is to rob a bank.
Cyber liability insurance can help protect your business from cyber crime and data breaches.
In this era, every company has some sort of cyber and crime exposure.
Learn more about cyber insurance and get protected today.
Companies storing personal information must promptly notify persons whose information has been accessed by an unauthorized person.
In addition to costs of notification, these laws create potential civil liability if proper and timely notification of a data security breach is not given.
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