Your kid has finally reached the age where they can start driving and you are excited because you won't have to drive them to soccer practice, take them to a friend's house, or pick them up from school anymore. What you are probably dreading is that you have to add them to your auto insurance policy and your rates are going up. a lot (double). Have no fear, there are several things you can do to keep your premiums low and still afford insurance for the kids to drive.
Make sure Junior has at least a 3.0 GPA or "B" average in school. Most insurance companies offer a "Good Student Discount" which is a huge discount on your premium. This can also be a motivation for your kids to keep their grades up in order for them to have driving privileges, "if you don't have a 3.0 GPA or better you don't drive". If they take driver's education in school or any other training where they received a certificate of completion then this can also result in a discount.
If they were not offered driver's ED in school then send them to a driving school or have them complete an online course, it's fast, easy, and cheap.
Make sure Junior has at least a 3.0 GPA or "B" average in school. Most insurance companies offer a "Good Student Discount" which is a huge discount on your premium. This can also be a motivation for your kids to keep their grades up in order for them to have driving privileges, "if you don't have a 3.0 GPA or better you don't drive". If they take driver's education in school or any other training where they received a certificate of completion then this can also result in a discount.
If they were not offered driver's ED in school then send them to a driving school or have them complete an online course, it's fast, easy, and cheap.
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People are often surprised to learn that they can actually increase their coverage and pay less per year.
That's the benefit of working with an independent agent.
At Bennett & Porter, we also offer financial-planning products for retirement and other savings.
Please contact me for more details.
People are often surprised to learn that they can actually increase their coverage and pay less per year.
That's the benefit of working with an independent agent.
At Bennett & Porter, we also offer financial-planning products for retirement and other savings.
Please contact me for more details.
As an Independent Insurance Agent, I work for you not the insurance company.
Unlike other agents that work for the "big box" insurance providers and only represent one agency, as an independent agent, I represent several insurance companies, including some of the most trusted names in the business like State Farm, Liberty Mutual, Mercury, and Allstate.
The benefit of this is that I can customize and tailor certain policies, products, and coverage to meet your particular insurance needs at the best available price.
Unlike other agents that work for the "big box" insurance providers and only represent one agency, as an independent agent, I represent several insurance companies, including some of the most trusted names in the business like State Farm, Liberty Mutual, Mercury, and Allstate.
The benefit of this is that I can customize and tailor certain policies, products, and coverage to meet your particular insurance needs at the best available price.
In most U.S. states, having auto insurance protection for your car, truck, motorcycle, SUV, Crossover, and even recreational vehicles is mandated by law.
Arizona requires a minimum of $15,000 per person and $30,000 per accident for Bodily Injury coverage and $10,000 per accident for Property Damage coverage.
What an insurance company will charge you for this minimum, required coverage or for more extensive protection varies widely by provider and depends on several factors including a driver's age and past driving history.
Arizona requires a minimum of $15,000 per person and $30,000 per accident for Bodily Injury coverage and $10,000 per accident for Property Damage coverage.
What an insurance company will charge you for this minimum, required coverage or for more extensive protection varies widely by provider and depends on several factors including a driver's age and past driving history.
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