Insure your freedom for adventure with a recreational vehicle policy that covers everything from your boat and RV to your ATV or motorcycle. Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier. Prepare for situations that extend beyond your standard Home and Auto liability with a Personal Umbrella policy for high-cost damages.
We're committed to keeping your business protected so you can focus on your day-to-day operations. Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs. Making good decisions today can secure a healthy tomorrow for you and your family with individual or group plans designed to meet your specifications.
We're a locally owned and operated agency in Des Moines, Iowa delivering insurance and risk management solutions. We've served individuals and businesses for more than 20 years and we're committed to giving clients the best possible products and services.
We're committed to keeping your business protected so you can focus on your day-to-day operations. Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs. Making good decisions today can secure a healthy tomorrow for you and your family with individual or group plans designed to meet your specifications.
We're a locally owned and operated agency in Des Moines, Iowa delivering insurance and risk management solutions. We've served individuals and businesses for more than 20 years and we're committed to giving clients the best possible products and services.
Services
Cody Smith started his career as a captive multi-line agent in 2009.
As he learned and grew in the business, he realized switching to an independent agency would provide his customers with the best service and products at the best price.
This has allowed Cody to fulfill his passion of helping customers reach their insurance and financial goals.
Cody lives in Ankeny with his wife, Britni, and their two children.
With over 30 years of insurance experience, and LUTCF designation, Gary Dickey is a lifetime resident of Des Moines, Iowa.
As he learned and grew in the business, he realized switching to an independent agency would provide his customers with the best service and products at the best price.
This has allowed Cody to fulfill his passion of helping customers reach their insurance and financial goals.
Cody lives in Ankeny with his wife, Britni, and their two children.
With over 30 years of insurance experience, and LUTCF designation, Gary Dickey is a lifetime resident of Des Moines, Iowa.
We are locally owned and operated in Des Moines, Iowa, servicing clients throughout the midwest for over forty years.
Personal service for clients has been a principal reason Montgomery-St John Insurance Agency has maintained longstanding relationships with customers.
We are proud of our reputation within the industry and community.
Personal service for clients has been a principal reason Montgomery-St John Insurance Agency has maintained longstanding relationships with customers.
We are proud of our reputation within the industry and community.
Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
Unlike other agents, is not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change.
Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
Unlike other agents, is not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change.
Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
Insurance specialists at Montgomery-St John Insurance Agency serve to help you coordinate an insurance program that determines the best coverage options for your needs - for benefits and quality discounts that help you save.
What does this mean for you?
By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side insurance protection, 24-hour Customer and Claim service, and more.
When you combine Home and Auto Insurance, you may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.
What does this mean for you?
By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, On Your Side insurance protection, 24-hour Customer and Claim service, and more.
When you combine Home and Auto Insurance, you may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.
Good Drivers are Responsible Drivers.
From accidents caused by slippery roadways to parking lot fender benders, the risks facing IA drivers are many.
We routinely provide motorists in Des Moines, Ames, Indianola, and the surrounding areas with comprehensive auto insurance.
At Montgomery-St John Insurance Agency, we take a consultative approach to insurance.
Whether a new teen driver or seasoned veteran, we work with our clients one-on-one to determine needs and exposures en route to the right policy.
From accidents caused by slippery roadways to parking lot fender benders, the risks facing IA drivers are many.
We routinely provide motorists in Des Moines, Ames, Indianola, and the surrounding areas with comprehensive auto insurance.
At Montgomery-St John Insurance Agency, we take a consultative approach to insurance.
Whether a new teen driver or seasoned veteran, we work with our clients one-on-one to determine needs and exposures en route to the right policy.
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