Carolina Senior Benefits
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Medicare can be confusing, but not when you work with a licensed agent who understands all the ins and outs. Carolina Senior Benefits is the agency you can trust. Whether you're turning 65 or you think you may be paying too much for your Medicare plan, we can help you find the best coverage at the best price! Medicare Advantage (Part C) plans are an alternative to Original Medicare-sold by private health insurance companies.

These programs provide the same benefits as your A and B coverage, and some offer additional benefits like prescription drug coverage, and dental, vision, or hearing benefits. Take advantage of the extra benefits that may be available in your area, for little to no additional cost! Many of our clients buy Medicare Supplemental (Medigap) insurance because Original Medicare leaves them with out-of-pocket costs.

Medigap policies can help cover some or all of these expenses, such as deductibles, copayments, and coinsurance when you visit the doctor. There are 10 standardized supplement plans available in most states.
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Brandon Kokot (left) and Kyle Kokot (right) are the founders of Carolina Senior Benefits.
Brandon started in the insurance industry in 2011 with American Senior Benefits and excelled instantly.
A few short years later, his younger brother, Kyle, joined the industry and was named Agent of the Year by his second year.
They quickly moved up the ranks and founded CSB in 2020.
Brandon and Kyle have grown CSB on the principle and desire to free clients from a one size fits all approach to retirement.
We are Carolina Senior Benefits, and we provide excellent customer service and resources to help Americans with anything related to Medicare.
We also represent the top-rated insurance companies, so you can connect with the ones that will work best for you.
Medicare can be intimidating, but don't let that keep you from getting the help you need.
Call (704) 765-4689 or submit your info above to get started!
We are not connected with or endorsed by the United States government or the federal Medicare program.
Medicare is a federal government program that provides healthcare coverage to those who are 65 or older, or under 65 with certain disabilities.
It can be very complex, but our agency has helped countless seniors find the right Medicare plan for their needs and budget.
We'll explain Medicare in the simplest way we know how.
Then, you'll know what to expect in the months surrounding your 65th birthday.
Medicare was enacted in 1965 as a new way to help vulnerable Americans get access to affordable health insurance.
Those new to Medicare should take time to understand, stay informed, and be prepared for any costs or changes that may occur from year to year.
Also, participants have certain responsibilities that pertain to maintaining their coverage and minimizing costs.
A beneficiary's responsibilities could depend on a variety of things-like their circumstances-and if they get help with some of these responsibilities.
If you recently enrolled in Medicare, you should be aware of a few key things, like costs and ongoing coverage.
Group Health plans allow organizations to provide health insurance to their employees to cover them and their families.
Employers, or unions, purchase and maintain the benefit plan, but which plan they choose and costs within could depend on the size of the organization and insurance company they purchase it through.
These costs could ultimately trickle down to the employee and affect how they're covered and what they pay.
Different group health plans can offer various types of coverage and have cost differences.
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