Long Insurance & Associates
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We are a local independent agency and are proud to serve the Lake Norman Area. Being independent, we have access to a variety of carriers to help us better find the comprehensive coverage needed to protect you and your family. Our agents are happy to answer any questions you may have related to your insurance needs or provide you with a quote.
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Long Insurance & Associates, LLC has been proudly serving the Lake Norman area since 2006.
We are an independent insurance agency that specializes in personalizing your family's insurance needs.
We have access to multiple carriers to help us find the right fit for your personal and business coverage needs across both North and South Carolina.
Derwin Long Insurance is one of the most responsive insurance agencies I know.
Derwin and his team are always there to help - particularly when bad things happen and help is what you need to count on the most.
How much do you know about your auto insurance policy?
Most people know they need auto insurance, but aren't aware of what coverages their policy actually includes.
Some people also aren't aware of what their current coverage limits and deductibles are.
Auto insurance provides financial protection for certain events, such as an at fault accident, having your vehicle stolen, or hitting a deer.
Your auto policy is made up of several different parts.
Within these parts, there are many different deductible and coverage limit options for you to choose from.
There are a wide variety of homeowners policies and sometimes it can be overwhelming figuring out exactly which one is best for you.
Different types of homes need different types of coverage.
The occupancy of the home is also a factor when determining which policy and company is the best fit for you.
With our access to multiple carriers, we are equipped to help you with homeowners coverage personalized to your needs.
Long Term Rental Homes: Rental homes that are rented with long term leases of one year or more.
Everyone who owns a car, a pet, a swimming pool, and owns or rents a home is someone who has a liability risk every day.
This is why we recommend all of our clients have umbrella insurance.
Umbrella policies are an affordable option to provide additional coverages above and beyond your primary policy limits.
Umbrella coverage limits start at $1 million and can go as high as $10 million.
Umbrella policies not only provide coverage if the limits of your homeowners or auto insurance policies are exhausted, but they also provide excess coverage if you own a boat, RV, motorcycle, or invest in a rental property.
Recreational vehicles and boats are a great source of transportation and fun for you and your families.
They are also an expensive risk that needs both liability and property coverage to help protect your investment and risk.
Recreational vehicles have a unique insurance risk with their multiple uses that are typically off road.
We can use our access to multiple carriers to make sure your toys are properly insured, so you can have stress free fun with your family.
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