Allow us to Show you how we Protect your Most Valuable Asset, the Ability to Earn an Income. Income Protection Specialist takes protecting your income very seriously, our job is to make sure that a disability does not stand in the way of your financial security. Specialist Protecting Specialist- Choosing an experienced advisor is just as important as choosing the right policy.
What sets us apart? Clarity: We provide a comprehensive, objective side by side proposal comparison for you to review. Knowledge: Our understanding of the unique needs of physicians along with being able to decipher the legal terminology of disability contracts make us an authority on the subject matter. Plan Design: We design plans that provide protection that covers you in your r Medical Specialty and included other essential benefits that make up a comprehensive policy.
Independent Brokers: Our independence allows us the freedom to choose from the best insurance companies while not being influenced or obligated to any of them.
What sets us apart? Clarity: We provide a comprehensive, objective side by side proposal comparison for you to review. Knowledge: Our understanding of the unique needs of physicians along with being able to decipher the legal terminology of disability contracts make us an authority on the subject matter. Plan Design: We design plans that provide protection that covers you in your r Medical Specialty and included other essential benefits that make up a comprehensive policy.
Independent Brokers: Our independence allows us the freedom to choose from the best insurance companies while not being influenced or obligated to any of them.
Services
Income Protection Specialist has been protecting doctors with specialty specific disability insurance since 1987.
We have successfully matched thousands of physicians with disability plans that meet their unique needs.
Our innovative one stop shopping makes the process convenient, affordable, and easy to understand.
You will save time and money by allowing our experts to shop multiple top rated insurance companies and then provide you with an unbiased side by side comparison to review.
My specialist showed me multiple choices educating me on the differences so I could make an informed purchase vs. being sold I would refer them to anyone.
We have successfully matched thousands of physicians with disability plans that meet their unique needs.
Our innovative one stop shopping makes the process convenient, affordable, and easy to understand.
You will save time and money by allowing our experts to shop multiple top rated insurance companies and then provide you with an unbiased side by side comparison to review.
My specialist showed me multiple choices educating me on the differences so I could make an informed purchase vs. being sold I would refer them to anyone.
Contractual Provisions can mean the difference between collecting benefits and bankruptcy!.
Own Occupation/Medical Specialty Protection: The inability to work in your specialty because of a covered disability means you would be considered totally disabled.
Note: there are many different definitions of Own Occupation offered in the Disability Policy's on the market today.
Every company has their own version.
Make certain you evaluate their similarities and differences.
This is an important contratual provision and you need to understand how it will impact you.
Own Occupation/Medical Specialty Protection: The inability to work in your specialty because of a covered disability means you would be considered totally disabled.
Note: there are many different definitions of Own Occupation offered in the Disability Policy's on the market today.
Every company has their own version.
Make certain you evaluate their similarities and differences.
This is an important contratual provision and you need to understand how it will impact you.
The True Own Occupation definition states: You are considered totally disabled if, due to sickness or injury, you are unable to perform the material and substantial duties of your regular occupation/specialty.
For example, if you were totally disabled in your regular occupation/specialty you would receive your total disability monthly benefit even if you established a new job and earned even more than your previous occupation/specialty.
This definition is typically only found in Individual Disability Income Policies and considered by many to be the best own occupation definition.
For example, if you were totally disabled in your regular occupation/specialty you would receive your total disability monthly benefit even if you established a new job and earned even more than your previous occupation/specialty.
This definition is typically only found in Individual Disability Income Policies and considered by many to be the best own occupation definition.
We advise thousands of physicians nationwide and understand the tremendous personal and financial sacrifices you have made to provide a solid financial future for yourself and your family.
At Income Protection Specialist we make sure that nothing gets in the way of your financial success.
Earning an income in medicine is your most important asset, it makes your goals and dreams possible.
Protecting yourself with the best insurance protection available is the only option that makes sense.
This is why Disability Income Insurance has been our #1 priority for the past 31 years and should be yours.
At Income Protection Specialist we make sure that nothing gets in the way of your financial success.
Earning an income in medicine is your most important asset, it makes your goals and dreams possible.
Protecting yourself with the best insurance protection available is the only option that makes sense.
This is why Disability Income Insurance has been our #1 priority for the past 31 years and should be yours.
While in residency, fellowship or other training programs you are devoting a major part of your life toward your goal of becoming a doctor, physician or dental professional.
As such you have most likely been introduced to the idea of disability insurance and protecting your future for from the unforeseen.
Disability Insurance isn't only for practicing professionals.
Rates are based on your age and are locked in once purchased, the younger you are, the less you pay for protection.
You have the guaranteed option to increase your protection as your income grows, effectively protecting your future income against the unexpected, including health issues.
As such you have most likely been introduced to the idea of disability insurance and protecting your future for from the unforeseen.
Disability Insurance isn't only for practicing professionals.
Rates are based on your age and are locked in once purchased, the younger you are, the less you pay for protection.
You have the guaranteed option to increase your protection as your income grows, effectively protecting your future income against the unexpected, including health issues.
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