We hope you find the information you need here, but if not please give us a call at (337) 217-3225. We are always happy to talk to you. Our goal is for our customers to experience a professional staff who are equipped to provide the highest level of confidence. Confidence that the products and services recommended are the most appropriate for each individual's specific needs.
Our customers are our friends, neighbors, business associates and the people we interact with on a daily basis in our community. We are here for you day and night whenever an emergency strikes. Being a locally owned company we specialize in the needs specific to southern Louisiana residents. We've got you covered from home, auto and RV to commercial insurance, general liability and worker's comp.
We also offer length of residency, good student, paperless, home and auto, EFT and snapshot discounts to help make our clients lives a little easier.
Our customers are our friends, neighbors, business associates and the people we interact with on a daily basis in our community. We are here for you day and night whenever an emergency strikes. Being a locally owned company we specialize in the needs specific to southern Louisiana residents. We've got you covered from home, auto and RV to commercial insurance, general liability and worker's comp.
We also offer length of residency, good student, paperless, home and auto, EFT and snapshot discounts to help make our clients lives a little easier.
Services
Protective Risk Insurance Agency has been serving the insurance needs of Southern Louisiana since 1993.
In 2015, we expanded our service area to include Calcasieu, Beauregard, Allen, Cameron and all of the Southwest Louisiana parishes.
We now write the entire state of Louisiana and Mississippi, including coastal areas.
In 2015, we expanded our service area to include Calcasieu, Beauregard, Allen, Cameron and all of the Southwest Louisiana parishes.
We now write the entire state of Louisiana and Mississippi, including coastal areas.
At Protective Risk, we are here to meet the needs of the individual, family, or business.
Our staff consists of professionals who have years of experience in dealing with a vast array of protection needs.
We offer multiple lines of insurance and strive to meet any need that might arise in your day to day operations.
From general advice to quoting and claims assistance, our professional staff will be there step for step to lead you through what can sometimes be a complex process.
We have local and regional expertise in dealing with issues specific to the markets we serve.
Our staff consists of professionals who have years of experience in dealing with a vast array of protection needs.
We offer multiple lines of insurance and strive to meet any need that might arise in your day to day operations.
From general advice to quoting and claims assistance, our professional staff will be there step for step to lead you through what can sometimes be a complex process.
We have local and regional expertise in dealing with issues specific to the markets we serve.
Buying auto insurance doesn't have to be complicated with the understanding of some of the common terms found on the average policy.
Some coverages may be mandatory, while others are optional.
Typically, liability coverage may be required in your state.
If an insured person is legally liable for an accident, BI coverage pays for injuries/death to people involved in the accident other than the insured driver.
BI also pays for legal defense costs if you are sued.
If an insured person is legally liable for an accident, PD coverage pays for damage to others' property resulting from the accident.
Some coverages may be mandatory, while others are optional.
Typically, liability coverage may be required in your state.
If an insured person is legally liable for an accident, BI coverage pays for injuries/death to people involved in the accident other than the insured driver.
BI also pays for legal defense costs if you are sued.
If an insured person is legally liable for an accident, PD coverage pays for damage to others' property resulting from the accident.
For most people, the purchase of a home represents the largest single asset that they will own.
Insuring it against potential loss then becomes critically important.
You should know that homeowners insurance is one of the broadest types of risk coverage you can buy.
In general, it covers the roof over your head, the shirt on your back and yes, even the kitchen sink!
Homeowners insurance also protects you, your family members and your pets, if someone else is hurt at your home or away from it.
But, most people don't have any idea what is covered in their policy and maybe even more importantly what isn't covered.
Insuring it against potential loss then becomes critically important.
You should know that homeowners insurance is one of the broadest types of risk coverage you can buy.
In general, it covers the roof over your head, the shirt on your back and yes, even the kitchen sink!
Homeowners insurance also protects you, your family members and your pets, if someone else is hurt at your home or away from it.
But, most people don't have any idea what is covered in their policy and maybe even more importantly what isn't covered.
Commercial Insurance can be complicated but typically consists of three components: Liability coverage, Property coverage, and Workers Compensation.
Commercial Auto Liability provides liability and physical damage protection for vehicles that are used for business.
Commercial General Liability is a coverage that almost every business needs, and it is generally a company's first line of defense against liability arising out of its operations.
Commercial Property Insurance is a specific type of policy that provides coverage specifically to the physical property of the underlying business or corporation.
Commercial Auto Liability provides liability and physical damage protection for vehicles that are used for business.
Commercial General Liability is a coverage that almost every business needs, and it is generally a company's first line of defense against liability arising out of its operations.
Commercial Property Insurance is a specific type of policy that provides coverage specifically to the physical property of the underlying business or corporation.
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