Guerin Insurance Agency
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Guerin Insurance Agency
Working with an Independent Agent gives you many advantages. As an Independent Agency we represent many companies, which allows us to search the market for the best coverage at the most affordable rate, and provide you with a number of coverage options - and more choices. We work with you to be sure your claim is properly processed. We are qualified and trained to explain coverage so you understand, and will review and make necessary changes based on your needs.

As independent insurance agents, we are licensed professionals with strong customer and community ties. Choosing the right insurance agency can make a big difference in price, service, and value. Guerin Insurance Agency has a proven track record; we live here in our community, and we understand the needs of our neighbors.
Services
Q: What should I consider when purchasing auto insurance?
A: Various amounts of liability are offered with standard auto insurance policies, along with optional coverages.
You can best determine your needs.
Q: When it comes to buying auto insurance, is cheaper better?
A: Price is one of many factors you should consider when shopping for auto insurance, including customer service and claim response.
Q: Are other drivers covered by my insurance policy?
A: Yes, other licensed drivers will be covered if you loan your car.
Homeowners Insurance is also referred to as hazard insurance and may include various personal insurance protections such as protection from a loss which occurred to one's home including its contents, buildings on the property like a garden gazebo or storage shed, loss of use (additional living expenses), and liability insurance for accidents that may happen at the home.
Q: Why is homeowner's insurance important?
A: Homeowners insurance offers protection in two ways - by covering your property and covering any personal liability.
Q: How will I be covered by fire legal coverage?
A: If you rent a business space fire legal coverage will protect you if you are held responsible for fire damages to the rented space only.
Q: What is the difference between "actual cash value" and "replacement cost"?
A: "Actual cash value" is when a policy owner is entitled to the depreciated value of damaged property.
Q: What is 80% co-insurance?
A: This is a requirement by insurance carriers that at least 80% of the property's value is insured.
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