Conifer Insurance
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Conifer Insurance Company (CIC) is a family business focused on serving niche industries that are overlooked by powerhouse insurance companies. In 2010 CIC was formed by Jim Petcoff who, at the time, already had over 20 years' experience in the P&C insurance industry. His experience included time working as an independent agent and took him all the way to becoming the CEO of North Pointe Insurance Company (NPIC).

While at NPIC, Jim established a skilled team and eventually became the #1 writer of liquor liability in the state of Michigan. Many people from that team have now joined CIC, which has once again established itself as a leader in liquor liability amongst its peers. We strive to be at the forefront of P&C insurance and adapt our services to the ever-changing landscape.

Our mission is to exceed our clients' needs with specially tailored insurance products coupled with exceptional customer service. By identifying insurance markets the powerhouse insurance companies overlooked, we developed customized insurance coverages that provide premium relief, pricing stability, and enhanced coverages to our clients.
Services
Taking care of our insureds when they have a loss is our top priority.
Our professional and knowledgeable claims staff is passionate about delivering service that is both extraordinary and valued by our insureds.
Separate items that may be cleaned and/or repaired, and check with your claim representative before discarding any items.
If your loss is a result of a third party's conduct or action, you need to secure as much information about that third party and submit that information at the same time you file your claim.
Conifer Insurance allows its insureds to make payments for a balance due on their policy.
A payment can only be applied to a single policy and must be submitted before 3pm EST for the payment to post the same business day.
All payments made on weekends or holidays will post the next business day.
Our acceptance of the payment does not confirm nor imply that insurance coverage is in effect.
Payment on a cancelled policy does not constitute a reinstatement of your policy.
Conifer Insurance programs are offered through our extensive network of independent agents and brokers nationwide.
Our network of affiliate companies and programs offer a range of capabilities and flexible coverage options.
A sister carrier and wholly owned subsidiary of Conifer Holdings.
White Pine Insurance Company operates primarily on an admitted basis, and markets products through a network of independent agents and brokers.
Sycamore Insurance Agency is a managing general agency, and a wholly owned subsidiary of Conifer Holdings.
Originally formed as a conduit for Conifer agents to place surplus lines business with Conifer's non-admitted markets, Sycamore also facilitates specialty programs on a select basis.
Conifer Insurance Company provides customized insurance products for industry groups underserved by large national and international insurance companies.
Working with your independent agent, we can offer a tailored commercial package policy to fit your business needs.
Specialized coverages and programs for dispensaries and provisioning centers, product manufacturers, testing facilities, transporters and commercial growers of cannabis.
Introduced in 2021, Conifer provides marijuana liability insurance for licensees should they be held liable for injuries or damages to others, caused by an intoxicated patron.
Conifer Insurance Company's comprehensive program offers products that are uniquely designed to fulfill the special insurance needs of the cannabis industry.
Introduced in 2015, the Conifer's Cannabis Insurance Program is available to businesses operating within legalized states and Washington DC.
Conifer Insurance Company offers a wide selection of comprehensive and cost effective commercial lines products for the Cannabis Industry.
Working with your independent insurance agent, our expert underwriters will customize a policy that protects the business you've built.
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