Phillips Stafford Insurance Group
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Whether you have a fleet of 1 or 100, you can count on us to protect the vehicles and the liability exposure of your vehicles and drivers. Does your business have a well thought-out and funded plan in the event one of the owners passes away or is no longer able to work? Is there someone in your organization, maybe even yourself, who's absence would cause a burden on the company?

We will mitigate that risk. Whether you need insurance for your home, condo, or just renters insurance we have you covered. An umbrella insurance policy increases the liability limits on your home, auto, and toy policies by $1,000,000 or more. For crop insurance, shrink corn to 15% and soybeans to 13%. Example: 1,000 wet bushels of corn @ 20% moisture Look up the 20% moisture factor (.9400) Take 1,000 bushels x.9400 shrink factor.

Phillips Stafford Insurance Group is an independent insurance agency with office locations around Iowa. We specialize in working with business owners to protect, grow, and transition their business.
Services
At Phillips Stafford Insurance Group we believe in building a team of ethical and knowledgeable insurance professionals to help you protect your home, vehicles, family, business, and future.
Our team members are highly trained professionals that know how to craft the best insurance solution for you and your individual or business needs.
Our team doesn't have quotas and they aren't compensated based on what type of insurance solutions they provide.
The only requirement is that they provide only the policies and solutions our clients need and want.
We shop your car insurance with multiple companies to find the best policy for you and your budget.
Whether you own a compact car, pickup or commercial vehicle, we offer coverage to fit your needs.
You never know when you are going to have an accident.
Even if you are an excellent driver, others on the road may not be.
Having a car insurance policy is the best way to protect yourself and your family from the financial impact of a car accident.
A car insurance policy protects you against financial loss resulting from collisions, vandalism, break-ins and other situations where damage or injury may occur to you or others.
We shop your home insurance with multiple companies to find the best policy for you and your budget.
Home insurance protects your most valuable assets.
Your home, along with personal possessions and other personal property.
So, you want to be certain that it's well protected.
In addition, mortgage lenders require proof of home insurance before they'll fund a loan.
Your home insurance policy helps to ensure that when an unexpected event occurs, you're not left unprotected.
Dwelling - Provides the funds to repair or completely rebuild your home if you have a loss.
Liability insurance protects your current and future wealth.
In the event you are held liable for a loss, the person that suffered the loss can and will sue you.
Without adequate liability insurance coverage, you will be paying the damages out of pocket.
Possibly for years to come.
An umbrella insurance policy provides a blanket increase to most of your liability insurance policies.
Home and auto insurance policies, referred to as "underlying policies", provide a set limit of liability protection.
If health insurance is not offered through your employer, or your employer's plan doesn't cover what you would like it to, you will need to get an individual health insurance policy.
Phillips Stafford Insurance Group works with all the major health insurers in the state of Iowa as well as the most prominent health insurers in several other states.
We can help you navigate the new laws and help you chose the best health insurance policy for your needs and your budget.
Under current law, individual health insurance policies can only be purchased during qualifying events or during the open enrollment period.
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