Central Jersey Insurance Associates
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Central Jersey Insurance Associates
To remain competitive, companies recognize the value of offering additional benefits. These perks can include paid holidays, retirement plans, along with group and employee benefits such as health and life insurance. Central Jersey Associates is a perfect fit for me. Big enough to offer the range of products I need but small enough to deliver the personal service that is lacking in most companies.

Thank you CJIA for ALL you do! Central Jersey Insurance Associates have been great in the customer service department. Timely responses and getting the job done allows me to focus on running my business while they respond to my insurance needs. At Central Jersey Insurance Associates, our team of skilled New Jersey insurance agency professionals can accommodate your insurance needs.

We are committed to providing all our clients with quality insurance products and service. Your total experience with our agency is our number one priority. Our 61 plus years of experience prove our reliability and professionalism is second to none.
Services
The Central Jersey Insurance Associates Private Client Services is designed specifically for private individuals or property owners with multiple large assets who need extra attention in reviewing their personal insurance portfolio.
We take the time to get to know you and your way of life to provide you with options from industry-leading insurance companies.
The relationships we build with our clients, allow us to make customized suggestions based on their current and future needs in protecting their assets.
By most accounts, the goal of doing business is maximizing profits, while minimizing costs.
Keeping insurance costs to an acceptable level entails finding affordable, comprehensive business insurance in NJ that can reduce the cost of unexpected losses, like natural disasters, lawsuits, employee injuries, and more.
State regulations will determine basic insurance requirements.
Among the commonly required policies are workers' compensation, unemployment, and disability insurance.
But these may not be enough.
Most standard commercial package policies (CPP) or business owners policies (BOP) do not cover damage from flood water.
A commercial flood insurance policy in NJ is designed to cover your business for any damages caused by any and all expenses associated with flood water.
This policy protects the location, which includes the materials and assets inside the dwelling of the business property.
Basic business flood coverage pays up to $500,000 to repair or replace the insured building, the electrical, plumbing, air and heating systems and installed improvements.
Commercial General Liability (GL) Insurance in NJ helps protect your business from claims that result from normal daily operations.
This insurance is also referred to as business liability insurance or commercial liability insurance.
While they have different names, they mean the same thing and offer the same coverage.
Anyone who owns a business in New Jersey should have a Commercial General Liability Insurance policy in NJ.
Even if there is no property involved, there's always a chance for a lawsuit and damages.
Data breaches have become too common for small businesses and large firms.
What are the steps to take now to protect your business and your clients from being victims of cyber crimes in the future?
Consider cyber liability insurance in NJ.
A report from Internet security firm Kaspersky Labs raises the claim that the average cost of a small business data breach is $86,500.
Not an earth-shattering sum, but large enough, most small businesses and firms cannot cushion that blow alone.
Remember, 55% of cyber attacks do hit small businesses in New Jersey and across the nation as well.
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