Haut Insurance specializes in marine insurance for both the private and commercial segments of the marine industry. Our mission is to provide comprehensive protection, quality service, and superior value. We are committed to the highest standard of trust and integrity. As an independent agent, we secure financial protection from the best "A" rated insurance carriers using AGREED VALUE policies.
Our lighthouse logo exemplifies a commitment to providing you with a safe haven for your vessel with practical insurance solutions through relationships that are built on trust, integrity, personal service, comprehensive protection and superior value. Our clients benefit from a protection plan that is tailored specifically for each individual. We have a program for all vessels of any size or type from the mega-yacht to the open skiff.
For over 30 years, Tom has served in the marine industry in a variety of positions, not only in insurance but also in commercial ship and yacht operations, yacht management and construction.
Our lighthouse logo exemplifies a commitment to providing you with a safe haven for your vessel with practical insurance solutions through relationships that are built on trust, integrity, personal service, comprehensive protection and superior value. Our clients benefit from a protection plan that is tailored specifically for each individual. We have a program for all vessels of any size or type from the mega-yacht to the open skiff.
For over 30 years, Tom has served in the marine industry in a variety of positions, not only in insurance but also in commercial ship and yacht operations, yacht management and construction.
Services
Navigating the waters of marine insurance coverage can be difficult without the knowledge or experience of learning the ropes.
These tips are provided by Haut to help you chart your journey to carefree yacht ownership and operation.
An independent insurance agent represents many companies and is not confined to any one carrier.
Therefore, an independent agent understands the insurance market and can recommend a policy that provides you the best value in terms of coverage and price.
A Marine Insurance Specialist is committed to providing boat insurance and therefore is an expert in all aspects of marine insurance.
These tips are provided by Haut to help you chart your journey to carefree yacht ownership and operation.
An independent insurance agent represents many companies and is not confined to any one carrier.
Therefore, an independent agent understands the insurance market and can recommend a policy that provides you the best value in terms of coverage and price.
A Marine Insurance Specialist is committed to providing boat insurance and therefore is an expert in all aspects of marine insurance.
The Agreed Value is the fair market value of the vessel that is agreed upon between the insured and the insurance carrier.
Under Agreed Value policies, if there is a total loss, then the full agreed value is paid without any depreciation.
When there is a partial loss, the company will replace old equipment with new to bring the vessel back to its' condition prior to the loss.
The deductible is the portion of a loss that is the responsibility of the insured.
There is an inverse relationship between deductible and premium.
Under Agreed Value policies, if there is a total loss, then the full agreed value is paid without any depreciation.
When there is a partial loss, the company will replace old equipment with new to bring the vessel back to its' condition prior to the loss.
The deductible is the portion of a loss that is the responsibility of the insured.
There is an inverse relationship between deductible and premium.
Over the years, we have received many similar questions.
To help you find the solution for your marine insurance needs, we have compiled them.
However, if you have any more questions.
Please don't hesitate to contact us.
Please note, this is only a generic summary and the terms and conditions of your policy will take precedence.
The primary difference between Agreed Value and Actual Cash Value is the method of reimbursement at the time of a total loss.
An Agreed Value policy will pay the full insured value.
To help you find the solution for your marine insurance needs, we have compiled them.
However, if you have any more questions.
Please don't hesitate to contact us.
Please note, this is only a generic summary and the terms and conditions of your policy will take precedence.
The primary difference between Agreed Value and Actual Cash Value is the method of reimbursement at the time of a total loss.
An Agreed Value policy will pay the full insured value.
Reviews
Be the first to review Haut Insurance Agency.
Write a Review
