Howe Insurance Agency
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The Howe Insurance Agency is committed to servicing all of your insurance needs! We work with a range of insurance carriers that enable us to provide you with an insurance program customized to meet your needs. The Howe Insurance Agency was established as The Howe Agency by Douglas N. Howe, Sr., in 1955 as a full-service insurance and real estate firm on Main Street in Andover, Massachusetts.

A life-long Andover native, Mr. Howe was able to grow the business through his many positive relationships with local families and businesses. In 1970 he was joined in the business by his two oldest sons, Douglas N. Howe, Jr. and Clifford J. Howe. Doug Jr. focused his efforts on the real estate side of the company while Cliff assumed responsibility for much of the insurance work.

In 2008 Cliff's two daughters and sons in-law, Stephen & Elizabeth Gruenberg and David Louis & Lori Howe, became the third generation owners of the insurance agency. I recommend all my clients to Howe Insurance for their property and casualty insurance coverages.
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The Howe Insurance Agency was established as The Howe Agency by Douglas N. Howe, Sr., in 1955 as a full-service insurance and real estate firm on Main Street in Andover, Massachusetts.
A life-long Andover native, Mr. Howe was able to grow the business through his many positive relationships with local families and businesses.
In 1970 he was joined in the business by his two oldest sons, Douglas N. Howe, Jr. and Clifford J. Howe.
Doug Jr. focused his efforts on the real estate side of the company while Cliff assumed responsibility for much of the insurance work.
Our agency works with a broad range of companies which gives us the resources needed to provide you with an insurance program customized to meet your specific needs.
We are committed to servicing all of your insurance needs.
We provide great rates on auto insurance, home insurance, business insurance, and life insurance.
Contact us today to get a free quote and to learn more about what The Howe Insurance Agency can do for you!
It is required in Massachusetts that all drivers have auto insurance.
However, personal automobile insurance policies in Massachusetts are very complex.
Some facets of a policy are mandatory, while others are optional.
Howe Insurance will help you navigate this complex system and make sure that you are adequately protected in the event of an automobile accident resulting in property damage or bodily injury.
It may also cover the cost of repairing or replacing your vehicle if it is damaged or stolen.
General liability insurance can prevent a lawsuit from turning into a financial disaster.
Liability insurance helps protect the general assets of your business in the event of a loss involving property damage or bodily injury to a third party as a result of actions or negligence of one of your employees.
Howe Insurance will work with you to understand the risks associated with your business and ensure that your General Liability policy protects your business.
Payments related to injuries and damages that are because of products sold or services performed by the business.
Howe insurance is open Monday-Friday 8am-5pm, please call us directly at 978-475-0400 if there's an incident.
If this is off hours, please visit Carriers page for contact information for claims.
Exchange your name, address, telephone number and insurance information with the driver of the other car(s) involved in the accident.
Promptly report the accident to the nearest police station and complete any necessary incident reports.
Cooperate fully with the police, but do not make any admissions about your responsibility in the accident.
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