Gardner Associates
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Since our establishment, we've built a reputation of integrity and high customer satisfaction. Our expert and dedicated licensed agents and our client service representatives have nearly 100 years of combined experience in the insurance industry; including underwriting with major insurance carriers. We are dedicated to offering the highest quality commercial insurance products and services for the construction industry.

And we represent only the industry's most responsible and financially sound insurance carriers - so you know your protection will be there when you need it most. When your company is looking for risk management products and services, what you're looking for is peace of mind. Gardner Associates offers you the security you need so you can focus on what you do best.
Services
Contract Surety: Contract bonds, used heavily in the construction industry, are a guarantee from a Surety to a project's owner (Obligee) that a general contractor (Principal) will adhere to the provisions of a contract.
Performance/Payment Bonds & Bid Bonds: A performance bond is a surety bond issued by an insurance company to guarantee satisfactory completion of a project by a contractor.
Commercial Surety Contract bonds, used heavily in the construction industry, are a guarantee from a Surety to a project's owner (Obligee) that a general contractor (Principal) will adhere to the provisions of a contract.
We represent many of the nation's highest quality carriers so we can offer you the best possible products and services at competitive rates.
We will work with you to custom-design an insurance program to meet your needs.
Equipment Contractors Equipment insurance covers equipment and tools owned by the business.
Garagekeepers Garagekeepers Legal Liability insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.
It protects a customer's vehicle when you are keeping it at a covered location for parking or storing, or to perform service.
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