At Cheney Insurance, we do the hard work for you: we listen to your specific insurance needs, then we research multiple insurance companies to find what you're looking for - the best coverage and protection at the rate you deserve. No more hours of searching and wondering if you made the right decision. We are happy to do that work for you! We are proud to be your local independent insurance agency located in Damariscotta, ME.
Our agency was founded in 1954. We represent the insurance industry's premier companies providing insurance coverage plans to fit almost anyone, anywhere in the state of Maine. Cheney Insurance is a Trusted Choice firm and a recognized Best Practices agency staffed by dedicated professionals who are experts at building the right insurance solutions just for you.
Our goal is to carefully guide you through the entire process of choosing the right insurance products so that you feel confident with your protection. With over one hundred years of combined experience, our dedicated team is ready to assist you every step of the way.
Our agency was founded in 1954. We represent the insurance industry's premier companies providing insurance coverage plans to fit almost anyone, anywhere in the state of Maine. Cheney Insurance is a Trusted Choice firm and a recognized Best Practices agency staffed by dedicated professionals who are experts at building the right insurance solutions just for you.
Our goal is to carefully guide you through the entire process of choosing the right insurance products so that you feel confident with your protection. With over one hundred years of combined experience, our dedicated team is ready to assist you every step of the way.
Services
She has been with our company since 2011 and in that relatively short period of time has proven herself to be an extremely capable leader.
Suzanne understands the critical importance of our insurance work, and in bringing value and peace-of-mind to each client we serve.
She has a keen business sense and has a unique ability to guide and motivate her teams.
Suzanne genuinely cares for and supports the health and well-being of our staff as we work hard each day to meet the needs of our customers and the communities in which we live.
Suzanne understands the critical importance of our insurance work, and in bringing value and peace-of-mind to each client we serve.
She has a keen business sense and has a unique ability to guide and motivate her teams.
Suzanne genuinely cares for and supports the health and well-being of our staff as we work hard each day to meet the needs of our customers and the communities in which we live.
You're required by law to carry auto insurance.
So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like Cheney Insurance.
If all insurance is alike, what difference does it make where you get your coverage-just shop around for the best price, right?
At Cheney Insurance we've seen our share of accidents.
But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like Cheney Insurance.
If all insurance is alike, what difference does it make where you get your coverage-just shop around for the best price, right?
At Cheney Insurance we've seen our share of accidents.
But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be.
But owning a boat can increase liability risks (even when you're on dry land.)
Our agents at Cheney Insurance can make sure your "financial boat" doesn't sink should you hit any unforeseen crosswinds or rough water.
The fact is, homeowner's policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.
In other words, if you don't carry a specific watercraft insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.
But owning a boat can increase liability risks (even when you're on dry land.)
Our agents at Cheney Insurance can make sure your "financial boat" doesn't sink should you hit any unforeseen crosswinds or rough water.
The fact is, homeowner's policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.
In other words, if you don't carry a specific watercraft insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.
You've customized your ride, now it's time to customize an insurance policy that will cover your antique or collector car with the care it deserves.
In fact, proper coverage is the most important thing to have before you hit the road or attend your next car show or event.
Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than "regular use" drivers.
Since classic and collectible cars often register as older vehicles, they aren't evaluated at their true market value according to standard insurance practices.
In fact, proper coverage is the most important thing to have before you hit the road or attend your next car show or event.
Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than "regular use" drivers.
Since classic and collectible cars often register as older vehicles, they aren't evaluated at their true market value according to standard insurance practices.
These questions are crucial to address, because you can't get insurance after a disaster strikes-and that can happen at anytime.
Home insurance protects you against perils that most homeowners face-everything from fire to theft, to accidents on your property.
When a loss occurs, we will help you file a claim with your insurance company.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible.
Home insurance protects you against perils that most homeowners face-everything from fire to theft, to accidents on your property.
When a loss occurs, we will help you file a claim with your insurance company.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible.
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