O'Donnell Insurance Services
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O'Donnell Insurance Services
O'Donnell Insurance services is an independent full-service insurance agency with our main office in Placerville, CA and a new satellite office in Folsom, CA. Our insurance solutions work for individuals, families and businesses throughout California. We stand for integrity, quality of service, and vigilance in finding the best plan for each unique situation.

We service Sacramento, Folsom, El Dorado Hills, Cameron Park, Placerville, and Pollock Pines. For the past 30 years we have partnered with a vast network of reputable A+ rated insurance companies. You may think that going directly to a big insurance company will save you money on your insurance policies. What you don't know is that by law, these companies aren't allowed to offer you a better rate for signing up directly with them.

By signing up with an independent agent like O'Donnell Insurance Services, you get the same price and added bonus: friendly service from local agents who care about the community. Our affiliations with many different carriers allow us to find you the best insurance to suit your needs and budget.
Services
California car insurance is a highly competitive business, and we work diligently to get our customers the best rates.
We will also provide you with every discount applicable to you.
When choosing Auto Insurance coverage your decision should be based equally on price and your need for financial protection.
Consider this, no matter how cautiously you drive other environmental factors put you at risk.
Having Auto Insurance is the best way to protect yourself in case of an accident.
Comprehensive Coverage protects you if your vehicle is damaged by: Storms and natural disasters, vandalism and theft, broken or shattered windshields, animal damage or falling objects.
O'Donnell Insurance Services for local, personal service from one of Placerville, California's most established insurance agencies.
We are here to help you sort through all your business insurance options.
Business Insurance is an all encompassing phrase, however, it has specific applications for each type of business.
We showcase a dynamic variety of risk management solutions specifically curtailed to your industry, business model, location and vulnerabilities.
Our Business Insurance clients include a wide range of businesses, large and small companies, such as: Lawn care specialists, salon and barber shops, restaurants, medical offices, retail and many more.
If you own a small business, you may be eligible for a Business Owner Policy.
Count on us for these plans, also called BOP's, which encompass property and general liability coverage.
At O'Donnell Insurance Services, our agents will customize your BOP based on a studied assessment of hard and soft risks, balanced against your need for resource management.
Whether you own a Placerville tax firm or a Cameron Park medical clinic or if you need special endorsements such as Electronic Data Loss or Outside Sign Coverage for your El Dorado Hills business, we will analyze those needs to pinpoint your vulnerabilities.
Commercial Property Insurance helps protect the property your business occupies in the event of fire, theft or other types of disasters.
This line of insurance covers items such as inventory, furniture, fixtures and equipment.
We can also include coverage endorsements giving you specialized coverage like-accounts receivable records, computers & media, etc.
Our carriers also offer a lost income replacement option in the event that your business can no longer operate due to a covered loss.
No two businesses are alike.
Commercial Vehicles are a vital component of an operational business.
Whether its delivering products to clients or hauling equipment to job sites, commercial vehicles help keep your business running.
However, road conditions, and other drivers are potential risk factors for your commercial vehicles.
Accidents resulting in property damage or bodily injury- including injuries to other drivers, passengers or pedestrians- for which you are found at-fault can put your business in financial or legal trouble if your not adequately insured.
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