Since 2004, we have been a trusted insurance professional serving local El Dorado County residents and businesses. Insurance can be an exasperating subject. We speak with our clients in jargon-free English and help them understand their insurance needs and what products are available to affordably meet them. We also are a certified agent for Covered California, helping individuals and small businesses navigate the Affordable Care Act.
Other areas of our practice include insurance for small business, life insurance, and disability insurance. We opened in July of 2004 as a Farmers Insurance agency, initially leasing space in agent Ken Scanavino's office by the Shingle Springs post office. In December of 2005 we moved to leased space in the Rood Building on Placerville's Main Street, hiring our first employee.
In 2011 we purchased our current home at the corner of Marshall Way and Cedar Ravine Road. The wisdom of that purchase wasn't obvious (see photo), but thanks to Robert's vision, architect Jon Westphal's design, and builder Diane Wilkinson's skills, the run-down 1957 residence was transformed into a modern office building, earning a Mayor's Beautification Award from the City of Placerville.
Other areas of our practice include insurance for small business, life insurance, and disability insurance. We opened in July of 2004 as a Farmers Insurance agency, initially leasing space in agent Ken Scanavino's office by the Shingle Springs post office. In December of 2005 we moved to leased space in the Rood Building on Placerville's Main Street, hiring our first employee.
In 2011 we purchased our current home at the corner of Marshall Way and Cedar Ravine Road. The wisdom of that purchase wasn't obvious (see photo), but thanks to Robert's vision, architect Jon Westphal's design, and builder Diane Wilkinson's skills, the run-down 1957 residence was transformed into a modern office building, earning a Mayor's Beautification Award from the City of Placerville.
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If your payment is not honored you agree to immediately pay the payment amount in cash or certified funds, plus pay a returned check charge of $25.00 or, if lower, the maximum allowed by law, plus reimbursement of all fees incurred, costs of collection, attorney's fees, and lawful interest on all of these amounts.
You are also granting to Robert Lenoil Insurance Agency an irrevocable power of attorney to cancel the policy/policies of insurance purchased with this transfer should your payment not be honored, and assign your interest in any returned premium or fees to pay for any costs incurred under this agreement.
If your payment is not honored you agree to immediately pay the payment amount in cash or certified funds, plus pay a returned check charge of $25.00 or, if lower, the maximum allowed by law, plus reimbursement of all fees incurred, costs of collection, attorney's fees, and lawful interest on all of these amounts.
You are also granting to Robert Lenoil Insurance Agency an irrevocable power of attorney to cancel the policy/policies of insurance purchased with this transfer should your payment not be honored, and assign your interest in any returned premium or fees to pay for any costs incurred under this agreement.
The American Rescue Plan Act made dramatic changes in health insurance affordability, especially for higher-income households, since the income cap for receiving financial assistance was removed; now most families spending more than 8.5% of their household income on health insurance premiums are eligible for assistance.
People with off-exchange plans might see dramatic savings by switching to equivalent plans through Covered California.
Call us today for an appointment!
Additional insurance carriers have entered the individual marketplace for 2022, including Anthem Blue Cross.
People with off-exchange plans might see dramatic savings by switching to equivalent plans through Covered California.
Call us today for an appointment!
Additional insurance carriers have entered the individual marketplace for 2022, including Anthem Blue Cross.
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