Cook
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At Cook & Company Insurance Services, Inc., the Massachusetts municipal market has been our primary focus since 1981. Cities and towns within the Commonwealth rely on our broad range of health plan consulting services, and administrative and claims management services for Medical Stop-Loss to minimize risk and reduce expenses.

Our vast knowledge of the local statutes and regulations which are distinct to Massachusetts, enables our municipal and private-sector clients to benefit from greater expertise and choose from more customized solutions than are typically available in a one-size-fits-all, generalized approach.We are also known for providing very personalized, hands-on service.

We understand the importance of the human touch because we live and work in the local community too. This is evident by the long lasting and enduring relationships that we have forged throughout the years.
Services
Since 1981, Cook & Company Insurance Services, Inc. has gained a very deep understanding of the complex and scattered employee benefit statutes and regulations that are unique to Massachusetts.
This greater perspective allows our customers to make more informed decisions and navigate the landscape with greater efficiency and security.
Since we also understand and appreciate the financial challenges that municipalities and private sector businesses face, our expansive and customizable portfolio of health plan consulting services, and administrative and claims management services have been refined over the years with one goal in mind; help our clients minimize risk and save money.
Since 1981, Cook & Company Insurance Services, Inc.'s Health Plan Management Group has consulted with employer groups concerning all aspects of their group health benefits.
Our niche, however, is the Massachusetts municipal marketplace complete with its own set of unique, idiosyncratic statutes and requirements.
Whether it's the Massachusetts state statutes, such as M.G.L. Chapter 32B, or Federal laws, including the Affordable Care Act, we have the experience and understand the regulatory impact to our clients.
Many Massachusetts cities and towns choose to self-insure their health insurance benefits since it makes the most sense financially.
The Stop-Loss Division at Cook & Company Insurance Services, Inc. helps self-insured municipalities by managing all activities related to their stop-loss insurance policy.
This is a critical task because stop-loss insurance provides reimbursement against large claims which makes self-insuring financially safe and predictable.
During the past few years, the municipal stop-loss market has seen much change.
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