Alliance One International
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American Benefit Consultants (ABC) provides solutions for the insurance needs of individuals, families and small businesses in Illinois. With a thorough evaluation of your insurance requirements, ABC will find you the lowest rates for the coverage that protects your interests, using the carriers you know and trust. ABC will not only guide you through the selection process, we will continue to be your personal liaison.

Our experienced and professional staff are experts in writing individual and group insurance plans including health, dental, vision, life and disability, as well as auto, home, commercial, and MediCare supplement and prescription plans.
Services
There are only so many hours in the day to handle your affairs let alone think about how to protect your health, your income, your family, or your employees.
Since 1992, American Benefit Consultants (ABC) has helped individuals, families, small businesses (consisting of 2 or more employees), chambers, and associations in Illinois get the best insurance options available.
Our experienced and professional staff are experts and have over 20 years of experience in writing individual and group insurance plans including health, dental, vision, life and disability, as well as auto, home, commercial, MediCare supplement and prescription plans.
You've worked hard to build a successful life for you and your family.
You should expect your insurance carrier to work just as hard to protect that success.
American Benefit Consultants, Inc. can help you find home and auto insurance products that will give you the security and peace of mind you need.
Every successful business needs protection against potential loss.
ABC, Inc. has access to a broad range of business insurance products to help you.
Designed with small to mid-sized businesses in mind, these products will give you the security critical to the continuation of your prospering businesses.
Weighing an HMO vs. a PPO can be tricky.
You may not have an option if your company provides your health insurance.
Some corporations only offer one plan, in which case your decision has been made for you.
HMOs tend to be cheaper and are easier to budget for since you will have a set monthly payment and predetermined co-pays.
If you don't go to the doctor or get prescriptions often, you may not pay much for coverage.
The downside of choosing HMO vs. PPO is the lack of freedom in choosing your care provider.
Individual and Family health insurance provides coverage for only one individual or family.
The insurance carrier will evaluate your application and health history to determine their risk and your underwritten rate.
There is always a minimum 12 month waiting period for pre-existing conditions.
The carrier also has the right to waive, exclude, or decline coverage.
American Benefit Consultants can provide you with a quote for REALTOR(C) Errors and Omissions coverage.
Call for a quote.
In addition to the many carrier and plan options that American Benefit Consultants brings to you, Community HealthCare Alliance (CHCA) and the Mainstreet Organization of Realtors also make available two dental plans so you can choose the right coverage for you and your family.
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