DIB provides a wide range of insurance services, including commercial, construction insurance, employee benefits and risk-management programs. Our goal is to protect you, your company and future owners. We take a multi-leveled approach to determine risk and design programs to meet your risk management and insurance needs, all while obtaining the most competitive rates in the marketplace.
As your broker, DIB believes in building long-term relationships where the client always comes first. DIB works directly with a number of top-rated national carriers and wholesale partners to deliver the best coverage and pricing. What sets us apart from other brokers is simple. Combine reasoned thinking when analyzing and reviewing risk with sound creative recommendations to not just meet, but exceed clients' requirements.
This thorough approach enables our clients to understand their total cost of risk and add value to the bottom line. Angelo DiMatteo's deep experience in the insurance industry has one constant - His focus has never waivered when it comes to addressing the needs of his clients.
As your broker, DIB believes in building long-term relationships where the client always comes first. DIB works directly with a number of top-rated national carriers and wholesale partners to deliver the best coverage and pricing. What sets us apart from other brokers is simple. Combine reasoned thinking when analyzing and reviewing risk with sound creative recommendations to not just meet, but exceed clients' requirements.
This thorough approach enables our clients to understand their total cost of risk and add value to the bottom line. Angelo DiMatteo's deep experience in the insurance industry has one constant - His focus has never waivered when it comes to addressing the needs of his clients.
Services
We will analyze your business, review your exposures and determine the coverage that will properly protect your company.
Small to medium-sized companies benefit from a business owner's policy (BOP) which combines basic coverages required in one policy, explaining their popularity.
BOP's are comprised of property and liability coverage and often include additional coverages based on the needs of the business.
Premiums are generally less for this type of policy when compared to purchasing a collection of smaller policies.
Small to medium-sized companies benefit from a business owner's policy (BOP) which combines basic coverages required in one policy, explaining their popularity.
BOP's are comprised of property and liability coverage and often include additional coverages based on the needs of the business.
Premiums are generally less for this type of policy when compared to purchasing a collection of smaller policies.
We fully understand how claims increase premiums and how vital it is to properly monitor all claims and their impact on the bottom line.
Workers' compensation and liability claims costs include the amount actually paid as well as an estimate of what will be paid on pending open claims, or any claims not yet closed through settlement or litigation.
The estimate, made by an adjuster, is called a case reserve.
The total amount of the reserve is included in incurred losses, which is a combination of paid claims and case reserves.
Workers' compensation and liability claims costs include the amount actually paid as well as an estimate of what will be paid on pending open claims, or any claims not yet closed through settlement or litigation.
The estimate, made by an adjuster, is called a case reserve.
The total amount of the reserve is included in incurred losses, which is a combination of paid claims and case reserves.
From a small, single-office solo practitioner to highly complex manufacturing, industrial enterprise, or contractor, it is critical that exposures are properly analyzed and appropriately insured.
At DIB, we know how important it is to provide the proper coverage and strive to do so at a competitive price.
At DIB, we know how important it is to provide the proper coverage and strive to do so at a competitive price.
Many contractors overlook the risk-management implications of various contract provisions.
Numerous construction contracts are drafted or modified by professionals with little knowledge of insurance coverage.
Most owners and general contractors shift liabilities to contractors-these liabilities can be very difficult or costly to insure and many are even uninsurable.
If you fail to recognize these potential gaps in coverage, it can become a significant impact to your bottom line or even eliminate your profit on the job.
Numerous construction contracts are drafted or modified by professionals with little knowledge of insurance coverage.
Most owners and general contractors shift liabilities to contractors-these liabilities can be very difficult or costly to insure and many are even uninsurable.
If you fail to recognize these potential gaps in coverage, it can become a significant impact to your bottom line or even eliminate your profit on the job.
We have a broad array of environmental specialty insurance policies and programs which are available with our carriers and wholesalers.
Our specialty policies are complex and require expert advice.
Thus, we utilize specialized carriers throughout the U.S.
This specialized knowledge in environmental risk management and advanced insurance skills helps our contractors purchase the proper coverage at the most competitive price.
Please contact our office for additional information.
Our specialty policies are complex and require expert advice.
Thus, we utilize specialized carriers throughout the U.S.
This specialized knowledge in environmental risk management and advanced insurance skills helps our contractors purchase the proper coverage at the most competitive price.
Please contact our office for additional information.
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