During these unchartered times, our priority is to maintain the health and safety of our staff and their families, as well as our clients while continuing to serve the needs of our clients with care. Our office is open and all team members have transitioned to working remotely. Please feel free to reach us by phone, or e-mail, and we will be happy to schedule phone or online appointments.
I wish you and your family the best in staying safe & healthy as we work through this together. Take a few minutes to explore our site to learn about the types of coverage we provide and then contact us to discuss how we can help meet your unique needs. Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
I wish you and your family the best in staying safe & healthy as we work through this together. Take a few minutes to explore our site to learn about the types of coverage we provide and then contact us to discuss how we can help meet your unique needs. Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Services
We handle all types of personal and business insurance needs.
Our firm is staffed by people committed to providing our clients with highly personalized service.
Our objective is simple: To identify and help minimize our clients' exposure to risk.
We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.
Our approach is direct: To analyze our clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
Our firm is staffed by people committed to providing our clients with highly personalized service.
Our objective is simple: To identify and help minimize our clients' exposure to risk.
We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.
Our approach is direct: To analyze our clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
We believe that the better educated you are about Medicare insurance, the easier it will be for you to make the right decisions about your Medicare health insurance choices.
That's why we've created this resource section.
This Medicare Learning Center is here to educate you on your Medicare health insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If there's anything you need or if you have any questions, please feel free to contact us.
That's why we've created this resource section.
This Medicare Learning Center is here to educate you on your Medicare health insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If there's anything you need or if you have any questions, please feel free to contact us.
For 20 years, Dawn Horne has been an insurance professional working with clients to offer products that fit their needs and budget.
Horne Insurance Agency's motto is "Service the Client" with direction, case options and support to make the right decisions for now and long term.
From Life Insurance, Long Term Care, to helping the senior market choose a Medicare Supplement, Medicare Part D Prescription Plan or a Medicare Advantage Plan, Dawn is with you throughout the process.
Horne Insurance Agency's motto is "Service the Client" with direction, case options and support to make the right decisions for now and long term.
From Life Insurance, Long Term Care, to helping the senior market choose a Medicare Supplement, Medicare Part D Prescription Plan or a Medicare Advantage Plan, Dawn is with you throughout the process.
Part A Hospital Insurance - Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.
Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care).
It also helps cover hospice care and some home health care.
Beneficiaries must meet certain conditions to get these benefits.
Part B Medical Insurance - Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors' services and outpatient care.
Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care).
It also helps cover hospice care and some home health care.
Beneficiaries must meet certain conditions to get these benefits.
Part B Medical Insurance - Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors' services and outpatient care.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
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