Apple Insurance & Financial Services is a full service insurance agency that has helped individuals and companies make informed decisions that create value and manage risk. We are a leading agency for Blue Cross and Blue Shield insurance throughout the State of Florida. Through our strategic partnerships with other top statewide insurance producers, we give clients access to the full range of products and services typically available only through national brokerage firms.
Having the right answers requires knowing the right questions. By customizing each client's total insurance needs, investments and benefits strategy, we ensure a uniquely tailored and comprehensive approach to financial services and security. Our goal is to guide individuals, families, and businesses to obtain competitive rates for their insurance needs, along with relying on dynamic leadership to provide exemplary service by our sales agents to distinguish us from the rest of the insurance industry.
Apple Insurance recently moved their Headquarters to Boca Raton purchasing over 7000 square feet of magnificent office space to accommodate all of the current and potential clients in a comfortable atmosphere.
Having the right answers requires knowing the right questions. By customizing each client's total insurance needs, investments and benefits strategy, we ensure a uniquely tailored and comprehensive approach to financial services and security. Our goal is to guide individuals, families, and businesses to obtain competitive rates for their insurance needs, along with relying on dynamic leadership to provide exemplary service by our sales agents to distinguish us from the rest of the insurance industry.
Apple Insurance recently moved their Headquarters to Boca Raton purchasing over 7000 square feet of magnificent office space to accommodate all of the current and potential clients in a comfortable atmosphere.
Services
Accountability - Responsibility of our actions that influence the health and financial security of our clients.
Collaboration - Partnering within and outside the agency to maintain leading edge product knowledge and competitive price.
Integrity - To act with honesty and compassion without compromising the clients best interests and needs.
Under Commit/Over Deliver - To constantly deliver all products and services in a realistic and timely manner that meets and/or exceeds expectations.
Service Excellence - Giving world-class service to every client regardless of product needs and circumstances.
Collaboration - Partnering within and outside the agency to maintain leading edge product knowledge and competitive price.
Integrity - To act with honesty and compassion without compromising the clients best interests and needs.
Under Commit/Over Deliver - To constantly deliver all products and services in a realistic and timely manner that meets and/or exceeds expectations.
Service Excellence - Giving world-class service to every client regardless of product needs and circumstances.
Schedule your appointment with one of our licensed agents in advance!
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
A Medicare Supplement Insurance (Medigap) policy, helps pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
A Medicare Supplement Insurance (Medigap) policy, helps pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Choosing a health insurance plan that's right for you starts with understanding how insurance works.
Unfortunately, that's not so easy.
Below is a quick lesson in the basics, plus what you should look for in a health-insurance plan.
Good health insurance protects you from medical expenses you couldn't easily afford on your own.
Inadequate insurance is everything else, including some products you can buy that may seem like health insurance but aren't.
Cover all kinds of medical care.
That includes outpatient treatment, doctor visits, hospitalization, prescription drugs, emergency services, mental-health and substance abuse treatment, laboratory and imaging tests, preventive care, maternity care, and rehabilitation services.
Unfortunately, that's not so easy.
Below is a quick lesson in the basics, plus what you should look for in a health-insurance plan.
Good health insurance protects you from medical expenses you couldn't easily afford on your own.
Inadequate insurance is everything else, including some products you can buy that may seem like health insurance but aren't.
Cover all kinds of medical care.
That includes outpatient treatment, doctor visits, hospitalization, prescription drugs, emergency services, mental-health and substance abuse treatment, laboratory and imaging tests, preventive care, maternity care, and rehabilitation services.
The SHOP Marketplace allows you to offer high-quality health and dental coverage that meets the needs of your business and your employees.
SHOP offers flexibility, choice, and the convenience of online application and account management.
For 2016 coverage and beyond, you apply for SHOP, choose a plan or plans, complete your coverage offering, manage employee participation, and pay your premiums online.
Your employees enroll online too.
You control the coverage you offer and how much you pay toward employee premiums.
SHOP offers flexibility, choice, and the convenience of online application and account management.
For 2016 coverage and beyond, you apply for SHOP, choose a plan or plans, complete your coverage offering, manage employee participation, and pay your premiums online.
Your employees enroll online too.
You control the coverage you offer and how much you pay toward employee premiums.
A standard homeowners insurance policy insures your home's structure (house, ) and your belongings in the event of a destructive event, such as a fire.
In addition, homeowners insurance policies are generally "package policies."
This means that the coverage includes not only damage to your property, but also your liability-that is, legal responsibility-for any injuries and property damage to others caused by you or members of your family (including your household pets).
Insurance for condominiums and co-op- apartments generally covers your belongings, liability and certain parts of the interior structure as defined in the by-laws or proprietary lease.
In addition, homeowners insurance policies are generally "package policies."
This means that the coverage includes not only damage to your property, but also your liability-that is, legal responsibility-for any injuries and property damage to others caused by you or members of your family (including your household pets).
Insurance for condominiums and co-op- apartments generally covers your belongings, liability and certain parts of the interior structure as defined in the by-laws or proprietary lease.
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