As your insurance consultant, with over 60 years' experience, we represent the country's leading insurance carriers. We are the kind of people you can depend on, a firm of proven, caring and conscientious professionals. We are dedicated to a higher standard of excellence and seek to establish a firm relationship of mutual trust and service. Our goal is to find the right balance of coverage and insurance costs.
In partnership with a multitude of insurance companies, we are well qualified and committed to producing a tailored insurance protection plan that offers quality products & services to meet your Personal, Business, Life, Disability and Employee Benefit needs. From Cyber to Workers Comp to Property, we provide superior advice and consultation so you can make the right decisions for your business.
Term, Permanent, Disability, and Long Term Health Care, our well educated advisors help you make the right decisions based on your life and family/business needs. Helping you navigate the ever changing waters of Group & Key Employee Benefits to protect your valuable employees with competitive coverages & pricing.
In partnership with a multitude of insurance companies, we are well qualified and committed to producing a tailored insurance protection plan that offers quality products & services to meet your Personal, Business, Life, Disability and Employee Benefit needs. From Cyber to Workers Comp to Property, we provide superior advice and consultation so you can make the right decisions for your business.
Term, Permanent, Disability, and Long Term Health Care, our well educated advisors help you make the right decisions based on your life and family/business needs. Helping you navigate the ever changing waters of Group & Key Employee Benefits to protect your valuable employees with competitive coverages & pricing.
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Heidi graduated from St. John's University in 1983 where she majored in Management.
She directs the professional development programs of the entire Petschauer Team as well as manages the Personal Lines, Life & Benefits and Social Media Departments.
She earned her Certified Insurance Counselor designation in 1997.
Erwin joined Petschauer Insurance in 1992.
He is a graduate of Polytechnic University where he attained a degree in Electrical and Computer Engineering.
He earned his Associate in Risk Management designation in 2012 and provides risk management services to our firms' corporate clients.
She directs the professional development programs of the entire Petschauer Team as well as manages the Personal Lines, Life & Benefits and Social Media Departments.
She earned her Certified Insurance Counselor designation in 1997.
Erwin joined Petschauer Insurance in 1992.
He is a graduate of Polytechnic University where he attained a degree in Electrical and Computer Engineering.
He earned his Associate in Risk Management designation in 2012 and provides risk management services to our firms' corporate clients.
Great advice starts with a deep understanding of our client's business challenges and opportunities.
In partnership with a multitude of insurance companies, we are qualified and committed to producing a tailored insurance protection program to meet your insurance needs.
Understanding and quantifying your risks is a vital step toward managing them effectively.
Our distinctive approach to program design, Total Cost of Risk Assessment, and innovative solutions provide clients with a comprehensive view of their organization's total cost of risk so they can make the best decisions possible.
In partnership with a multitude of insurance companies, we are qualified and committed to producing a tailored insurance protection program to meet your insurance needs.
Understanding and quantifying your risks is a vital step toward managing them effectively.
Our distinctive approach to program design, Total Cost of Risk Assessment, and innovative solutions provide clients with a comprehensive view of their organization's total cost of risk so they can make the best decisions possible.
My family and I are long time personal and business clients of Petschauer Insurance.
We sincerely appreciate your responsiveness and the quality of service that Petschauer provides.
We have recommended your company to others because of our satisfaction with your service.
We look forward to doing business with you for years to come.
I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years.
And I couldn't have done it without them.
We sincerely appreciate your responsiveness and the quality of service that Petschauer provides.
We have recommended your company to others because of our satisfaction with your service.
We look forward to doing business with you for years to come.
I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years.
And I couldn't have done it without them.
A typical use for bonds is to make sure an involved party upholds their part of an agreement.
This means they must perform an action as promised.
Bonds are generally used to cover people in positions of private or public trust.
For example, consider a company that offers a 401(K) plan to its employees.
The company is required to have an ERISA Bond.
If the administrator of the plan commits an act of fraud or dishonesty, then the ERISA will protect the retirement funds promised to the employees.
A city will also require a construction company to obtain a bond.
This means they must perform an action as promised.
Bonds are generally used to cover people in positions of private or public trust.
For example, consider a company that offers a 401(K) plan to its employees.
The company is required to have an ERISA Bond.
If the administrator of the plan commits an act of fraud or dishonesty, then the ERISA will protect the retirement funds promised to the employees.
A city will also require a construction company to obtain a bond.
A business automobile policy provides insurance coverage for vehicles used for business purposes.
This type of policy provides coverage for specific vehicles.
Different vehicles owned by the same company can have different types and amounts of coverage.
In other words, not all business vehicles must have the exact same coverage.
A company should obtain a business automobile policy even if the company doesn't have its own vehicles.
This applies to situations in which employees drive personal vehicles for business purposes.
This type of policy provides coverage for specific vehicles.
Different vehicles owned by the same company can have different types and amounts of coverage.
In other words, not all business vehicles must have the exact same coverage.
A company should obtain a business automobile policy even if the company doesn't have its own vehicles.
This applies to situations in which employees drive personal vehicles for business purposes.
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