With access to all the top rated life insurance companies we always find the lowest rates available. My name is Loran Marmes, I am the owner of LJM Life Insurance, and I would like to take a moment to explain why we are your best option when it comes to Life Insurance. First of all we are an Independent Agency, we contract with all of the top rated carriers in the country to offer you products and pricing tailored to your needs and budget.
Unlike a captive agency that only has 1 company and a handful of products, we don't try to force you into something that doesn't fit just to get a sale. If a company no longer performs for our clients or engages in bad business practices, we fire them and no longer offer their products. Your needs come before that of any Insurance Company.
I strongly believe in education before the applying for coverage, that process includes me learning about your needs and circumstances as well as educating you on the various products and companies.This philosophy not only makes for a good working relationship but ensures that you get the right Life Insurance policy to protect your family at a price you can afford.
Unlike a captive agency that only has 1 company and a handful of products, we don't try to force you into something that doesn't fit just to get a sale. If a company no longer performs for our clients or engages in bad business practices, we fire them and no longer offer their products. Your needs come before that of any Insurance Company.
I strongly believe in education before the applying for coverage, that process includes me learning about your needs and circumstances as well as educating you on the various products and companies.This philosophy not only makes for a good working relationship but ensures that you get the right Life Insurance policy to protect your family at a price you can afford.
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Term life insurance is one of the simplest ways to live with the peace of mind that your heirs and loved ones will be financially protected in the worst case scenario.
But how exactly does it work?
What are the benefits?
And how do you choose from the many different types of term life insurance?
In this article we hope to answer all these questions and more so that you can make an educated decision about purchasing term life insurance.
Like all life insurance plans, term life insurance pays a benefit to your designated beneficiaries (usually a spouse or dependents) upon your death.
But how exactly does it work?
What are the benefits?
And how do you choose from the many different types of term life insurance?
In this article we hope to answer all these questions and more so that you can make an educated decision about purchasing term life insurance.
Like all life insurance plans, term life insurance pays a benefit to your designated beneficiaries (usually a spouse or dependents) upon your death.
What is Life Insurance with no medical exam?
Simply put, no medical exam life insurance is exactly what it sounds like.
It is a life insurance policy that doesn't require you to undergo a medical examination in order to qualify.
While not having a medical exam sounds great, this kind of policy will not work for everyone.
Keep reading for details that will help you decide and compare rates for life insurance with no medical exam.
While nobody likes to think about their own mortality, life insurance is a must for anyone with heirs or dependents.
Simply put, no medical exam life insurance is exactly what it sounds like.
It is a life insurance policy that doesn't require you to undergo a medical examination in order to qualify.
While not having a medical exam sounds great, this kind of policy will not work for everyone.
Keep reading for details that will help you decide and compare rates for life insurance with no medical exam.
While nobody likes to think about their own mortality, life insurance is a must for anyone with heirs or dependents.
Get a quote now from one of the 5 Best No Medical Exam Term Life Insurance Companies!
Just give us a call at 1-844-528-8688 and we will run the quote and tell you which one of these companies has the best rates for your age, location and coverage needs.
Before purchasing a life insurance policy, there are several key things that you should consider.
These will include the amount of coverage that you need, as well as the type of insurance policy.
In addition, though, it is also important to factor in the insurance carrier through which you will be purchasing the coverage.
Just give us a call at 1-844-528-8688 and we will run the quote and tell you which one of these companies has the best rates for your age, location and coverage needs.
Before purchasing a life insurance policy, there are several key things that you should consider.
These will include the amount of coverage that you need, as well as the type of insurance policy.
In addition, though, it is also important to factor in the insurance carrier through which you will be purchasing the coverage.
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