LJM Insurance
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If you arelooking for Health Insurance, Medicare Supplements, Dental or Life InsuranceinWisconsin, look no further. We are certified on the Exchange (Obamacare) and carry all the major providers in the state. We are located on the border of Dodge and Jefferson County in Watertown Wisconsin. We proudly service Milwaukee, Waukesha, Oconomowoc, Beaver Dam, Madison, Johnson Creek, Jefferson, Green Bay, Appleton and Waterloo Wisconsin.

Our coverage does not stop there, we cover all of Wisconsin and can match your needs and budget to a provider in any part of the state. Just contact us to receive your free Medicare Supplement, Health or Life Insurance Quote using our easy to use website and links. We will put together the coverage for your situation, give us some basic information then sit back and let us do what we do best.

You can look at plans, pricing and what your tax credit will be. Once that is done, you can contact us for the plan you have chosen and we will complete the application for you.
Services
At LJM Insurance we are individual and family specialists, in Medicare Supplements, Health and Life Insurance.
We are located in Watertown, Wisconsin which is between Milwaukee and Madison, in beautiful Jefferson County.
With our blue collar roots we know what it is like to be a consumer trying to sort out the right coverage for our families needs.
That is why we have partnered with HealthcareSolutions Team and Asset Marketing Systems to bring together the most Health and Life providers possible.
Download free reports from LJM Insurance.
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NOTICE: These reports and this website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state.
Medicare Supplement, or Medigap, is a plan sold by private insurance companies to fill in the coverage gaps and deductibles that Original Medicare does not cover.
For instance, if Medicare covers 80 percent of a doctor's visit, Medigap will cover the remaining 20 percent.
With Supplemental Medicare, there is little additional cost to you for health care beyond your premium.
Medigap policies are standardized and regulated by law.
This means that each company must offer the same plans (Parts A-N), in Wisconsin it is a Base plan with riders, with the only difference being the price.
Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below).
Medicare is divided into four categories.
This allows you to customize your personal coverage when shopping for a comprehensive policy.
Part A (hospital insurance): Covers hospital care, emergency services, nursing home care, home health services and hospice.
Part B (medical insurance): Covers medically necessary services and supplies used for diagnosing and treating medical conditions, and preventative services for illness prevention and/or early detection.
Many people, in Wisconsin get health insurance through a job based or group health plan, or they by it themselves from an insurance company, through a local insurance agent.
There are many kinds of private health insurance policies for sale.
Different kinds of policies can offer very different benefits and can limit your access to some doctors, hospitals, or other providers.
The kinds of benefits, and which care providers your policy covers can make a big difference in your costs and the quality of care you get if you become ill.
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