Pam Luthi Insurance Solutions
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Life insurance: whole life, term life, juvenile life, indexed universal life, and living benefit term life. Many find Medicare very confusing and complicated. We make the parts and plans of Medicare understandable and how they relate to you. There are many plans available in Kansas, and she is assigned to the majority of carriers. At the age of 65, you may choose from an attained age or issue age policy.

Pam is a Medicare expert. Why pay more if you don't have to? Pam specializes in contractually guaranteed retirement strategies that are built to simplify your retirement years. You want your retirement income to last your entire lifetime - guaranteed. Do you need insurance coverage for dental, vision, disability income, life insurance, etc.? There are multitudes of policies and companies.

With an issue, there is also a solution! There are many rules and regulations in place with the current health care law that are complicated. Pam is a health care advisor that strives to find the best value for the premium involved.
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As an employer, you are entitled to the options and you deserve to know how simple adjustments to your health insurance policy can effect your premiums.
When your contract is at or near renewal, we will discuss what the numbers mean, what the changes could potentially mean for the price, and any changes to regulations that will impact your employees.
There are many companies that offer health insurance, and quotes from different companies will show the importance of shopping the market with a trusted advisor.
Pam specializes in contractually guaranteed retirement strategies that are built to simplify your retirement years.
Disclaimer: You may be offered an annuity by a licensed insurance agent.
Annuity guarntees rely on the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC.
Some prodoucts may have optional benefits as part of the base plan and others may have optional riders that may come at a cost.
Products may vary by state.
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