Pat Johnson has been assisting clients with claims and medical insurance policy analysis since 1977. Have you NOT made a knowledgeable decision regarding your health care insurance because the plan choices seem SO overwhelming? Do you have a policy that does not seem adequate? Are you swamped with Medicare statements, supplemental insurance statements, hospital and doctor bills and don't know what you owe whom?
Are you getting reminder notices on bills that should have been paid by the insurance company and the collection notices are beginning to arrive? Have you tried to make sense of it all - but it's just TOO MUCH to handle? YOU ARE NOT ALONE, AND HELP IS AVAILABLE! I provide comprehensive medical insurance assistance for people both under and over the age of 65.
The choices and options are very confusing and my expertise is guiding you through the maze to make the best choices in health care coverage that you can afford. I offer independent, non-biased consulting, and I do NOT sell any type of insurance, thus avoiding any conflict of interest.
Are you getting reminder notices on bills that should have been paid by the insurance company and the collection notices are beginning to arrive? Have you tried to make sense of it all - but it's just TOO MUCH to handle? YOU ARE NOT ALONE, AND HELP IS AVAILABLE! I provide comprehensive medical insurance assistance for people both under and over the age of 65.
The choices and options are very confusing and my expertise is guiding you through the maze to make the best choices in health care coverage that you can afford. I offer independent, non-biased consulting, and I do NOT sell any type of insurance, thus avoiding any conflict of interest.
Services
Medical Insurance Consulting: I review your current medical coverage and tell you your options if something else would be better.
This may be a Medicare Supplemental Policy, a Heath Maintenance Organization (HMO) plan, a Preferred Provide Organization (PPO) plan or Private Fee For Services (PFFS).
Medical Claims Management: I will manage your medical insurance claims and related issues so that you don't have to!
Imagine how you will spend those hours of freedom from paperwork!
I deal with the billing problems and the people involved, advise you which bills to pay, get refunds when appropriate and most importantly, I act as your advocate with the various providers.
This may be a Medicare Supplemental Policy, a Heath Maintenance Organization (HMO) plan, a Preferred Provide Organization (PPO) plan or Private Fee For Services (PFFS).
Medical Claims Management: I will manage your medical insurance claims and related issues so that you don't have to!
Imagine how you will spend those hours of freedom from paperwork!
I deal with the billing problems and the people involved, advise you which bills to pay, get refunds when appropriate and most importantly, I act as your advocate with the various providers.
Pat's interest in the insurance counseling field started in 1975 when she was a volunteer at Mid Peninsula Health Services in Palo Alto, a member owned clinic.
They wanted to start a free insurance counseling service for their members.
So she attended a class that covered the various programs-Medicare, MediCal, Medicaid, Blue Cross, Blue Shield, etc, and how to work with the doctors, the clients and the insurance carriers.
In those days most doctors didn't bill Medicare or other insurances for their patients.
They wanted to start a free insurance counseling service for their members.
So she attended a class that covered the various programs-Medicare, MediCal, Medicaid, Blue Cross, Blue Shield, etc, and how to work with the doctors, the clients and the insurance carriers.
In those days most doctors didn't bill Medicare or other insurances for their patients.
The objective of this summary is to help you select the best medical plans by highlighting the key factors you need to consider before deciding on the appropriate coverage for you.
It's that time of year when you need to REVIEW your STAND ALONE PART D PLAN and decide whether or not you need to make a CHANGE.
After that you cannot make any changes in 2021 except under certain circumstances.
There are 32 plans available in California for 2021.
Some vaccines are covered by Part D, including Shingles (get the shot at your pharmacy) and some vaccines are covered by Part B. (Flu shots).
It's that time of year when you need to REVIEW your STAND ALONE PART D PLAN and decide whether or not you need to make a CHANGE.
After that you cannot make any changes in 2021 except under certain circumstances.
There are 32 plans available in California for 2021.
Some vaccines are covered by Part D, including Shingles (get the shot at your pharmacy) and some vaccines are covered by Part B. (Flu shots).
For over 42 years, Pat has been assisting clients who are overwhelmed with their health insurance issues.
I had the pleasure of working for Pat for several years as I started my own business 16 years ago, and I never hesitate to refer clients to her today.
I have personally seen new clients (either the client themselves or an adult child who was suddenly in charge of their parent's care) arrive with boxes or bags of unopened Medicare statements, supplemental statements, and hospital bills.
The relief on their faces was amazing to see - when they realized that Pat would make sense out of all this paper, and they would no longer bear that responsibility.
I had the pleasure of working for Pat for several years as I started my own business 16 years ago, and I never hesitate to refer clients to her today.
I have personally seen new clients (either the client themselves or an adult child who was suddenly in charge of their parent's care) arrive with boxes or bags of unopened Medicare statements, supplemental statements, and hospital bills.
The relief on their faces was amazing to see - when they realized that Pat would make sense out of all this paper, and they would no longer bear that responsibility.
Review your current medical benefits and provide policy comparisons to assist you in choosing a policy and/or HMO best suited to your needs.
Act as your advocate with health care providers, insurance companies and Medicare to secure payment for all legitimate claims and/or negotiate reductions in the health care provider charges.
Guarantee estimates of how long it will take or how many hours of billing time will be required to prepare your claims for submittal and follow-up to closure.
You agree to provide the documents and information necessary to prepare and file your claims in a timely manner to avoid missing claim-filing deadlines.
Act as your advocate with health care providers, insurance companies and Medicare to secure payment for all legitimate claims and/or negotiate reductions in the health care provider charges.
Guarantee estimates of how long it will take or how many hours of billing time will be required to prepare your claims for submittal and follow-up to closure.
You agree to provide the documents and information necessary to prepare and file your claims in a timely manner to avoid missing claim-filing deadlines.
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