Founded in 1985, Christiansen Insurance Services emphasizes an independent agency approach in sorting through the "alphabet soup" of Medicare. As an independent, Christiansen Insurance Services is able to offer the area's leading plans to its customers without regard to sales quotas or outside pressure from the insurance companies. Customers receive the value-added benefit of our ability to shop one company against the other while getting the best possible insurance plan at the lowest possible cost.
Health plan recommendations are tailored to the individual's needs; Christiansen Insurance Services uses state-of-the-art analytical tools to help select the most cost effective plans. For example, CIS employs the Medicare Plan Finder, a service from Medicare, to help customers find the lowest cost Part D prescription drug plans. Plan Finder analyzes a beneficiary's unique list of prescription drugs and compares premium versus copay, to recommend the most cost effective Part D plans.
If you are one of over 40 million Americans currently on Medicare, chances are that its structure and benefits are a mind blowing, complex ball of confusion.
Health plan recommendations are tailored to the individual's needs; Christiansen Insurance Services uses state-of-the-art analytical tools to help select the most cost effective plans. For example, CIS employs the Medicare Plan Finder, a service from Medicare, to help customers find the lowest cost Part D prescription drug plans. Plan Finder analyzes a beneficiary's unique list of prescription drugs and compares premium versus copay, to recommend the most cost effective Part D plans.
If you are one of over 40 million Americans currently on Medicare, chances are that its structure and benefits are a mind blowing, complex ball of confusion.
Services
There is no doubt I have and would continue to recommend Christiansen Insurance Services agency to all my acquaintances.
Mark is very thorough explaining different plans; but the most important thing to me is if you have a problem or question he is Johnny on the spot.
He will find or help you get answers as soon as possible.
Definitely a 5-star company!
Turning 65 is not for sissies when one contemplates Medicare and supplemental health insurance, especially when one has a pre-existing condition of type 1 diabetes as I have.
Mark is very thorough explaining different plans; but the most important thing to me is if you have a problem or question he is Johnny on the spot.
He will find or help you get answers as soon as possible.
Definitely a 5-star company!
Turning 65 is not for sissies when one contemplates Medicare and supplemental health insurance, especially when one has a pre-existing condition of type 1 diabetes as I have.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Medicare offers prescription drug coverage to everyone with Medicare.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
SAVING MONEY on employee benefits is a must in today's economy.
The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages.
Many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
For years, Christiansen Insurance Services has been providing insurance and employee benefits consulting services to the business community.
Built upon a tradition of integrity, industry leadership, and excellence, we are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions.
The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages.
Many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
For years, Christiansen Insurance Services has been providing insurance and employee benefits consulting services to the business community.
Built upon a tradition of integrity, industry leadership, and excellence, we are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions.
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