Bob Clouse Insurance Services

Mitch Clouse began his insurance career when he was still in High School when he went to work for the family agency as a file clerk and mail sorter.
He spent the next decade learning all aspects of the personal and farm insurance business.
Mitch left the family agency in 2002 and went to work for another agency.
There he learned how to insure businesses and was successful in salvaging a key carrier relationship for the agency.
A few years passed and Mitch was recruited to work for one of the top independent insurance brokerages in the United States.

Is your family prepared to handle a house fire?
Do you know the steps to prevent one?
Do you have a go-plan to keep your family safe in the event of a fire emergency in your home?
If not, our free ebook can help.
Sign up below to receive your copy of "Stop, Drop, and Go: 12 Essential Steps To Keep Your Family Safe from Fire."

You're required by law to carry auto insurance.
So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like us.
We've seen our share of accidents.
But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you think you're bargaining for.

Whether you ride for commuting, competition, fitness or fun, cycling is a major investment of your money.
Why rely on a homeowner's or renter's policy to cover that investment?
Coverage applies if the insured bicycle is involved in a collision, fire, theft, vandalism, or hitting another object.
Primary coverage for the injuries or property damage (caused by the insured bicycle) that the insured is legally responsible for.
Covers medical expenses of the cyclist if they are injured while on the insured bicycle, regardless of fault.

Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be.
But owning a boat can increase liability risks (even when you're on dry land.)
Let's make sure your "financial boat" doesn't sink should you hit any unforeseen crosswinds or rough water.
The fact is, homeowner's policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.
In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.