BPH Insurance & Financial Service
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Who is BPH Insurance & Financial Service, Inc.? We are an insurance agency, serving its local community since 2004. Agency accolades include 2006 Platinum sponsorship to 9th Annual CNYA celebration; 2008 Life Sales Award; 2009-2011 Award winning agency for superior customer service. We are active members of the Sacramento Asian Pacific Chamber of Commerce, Sacramento Metro Chamber, and Elk Grove Chamber of Commerce.

What do we do? Our licensed agents will review your current assets and liabilities and create customized insurance policies to ensure you're properly covered and provide youpeace of mind. Our friendly staff will also contact you throughout the year to review your existing policies; with the help of your personal agent, we want your experience at BPH to be extraordinary.

When and How can you contact us? You are welcomed to call during business hours, and you will reach a friendly human voice; if you leave a voice message someone will return your call within the end of business day.
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Employment Opportunities with BPH Insurance & Financial Services, Inc.
Have you been working in the business world for a few years, but always dreamed of starting something you can call your own?
Or, are you looking for some additional supplemental income?
If so, we have the perfect opportunity for you!
Become a valued insurance agent for your local community!
We have full time or part-time positions available, and the hours are completely flexible.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage.
An auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you're financing a car, your lender may also have requirements.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
With renters insurance, you will be able to replace what is damaged or stolen.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear.
You can, however, buy separate policies for flood and earthquake damage.
If you are forced out of your home because of a disaster your additional living expenses will be covered.
Why do you need insurance for your motorcycle?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
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