NCPA Insurance Services
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NCPA Insurance Services
NCPA Insurance Services are a family owned and operated Agency, serving California for the past 26 years. We offer a multitude of products for auto, homeowners, commercial liability, workman's comp, and life insurance. Our auto and homeowners insurance products are second to none. We offer a preferred auto and homeowners market combining various discounts to provide the most savings and appropriate coverage to protect our clients financial liability and personal property.

We have the personal touch and expertise to format personal auto and homeowners policies to protect clients sufficiently without being over or under insured. We also offer a wide range of auto insurance products for those who have made mistakes on the road.
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I have been With NCPA from the moment I got my new car a few years back.
Not only did the team make me feel at home the moment I walked in their store, but have gone above and beyond to make sure that I'm always getting the best deal.
Charlotte (my rep) always keeps me informed to the fullest about my coverage and always very informative with every interaction.
Over the years I've grown as well and started a business, and they were able to help me find proper coverage to protect my investments.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance provider.
You agree to pay the premium, and the insurance provider commits to pay your potential losses according to the coverage's you select on your policy.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policy terms are for six months or a year.
Your insurance provider will notify you by mail when it's time to pay your premium and renew your policy.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Why do you need insurance for your motorcycle?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
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