Kuzmack Insurance Services
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Kuzmack Insurance Services
As an employer, recruiting and retaining quality employees keeps you competitive and is vital towards the continued success of your business. Does the thought of making the wrong decision regarding your Medicare decision have you nervous? Don't worry, you are not alone. We are an insurance agency based in San Diego California, specializing in personal insurance for California businesses and individuals.

Our mission is to provide you with the information and clarity you need to make a smart decision. With health insurance being more complicated than ever, we strive to make sure you are confident about your insurance decision. When getting your insurance plan, you can feel comfortable that you are receiving the best available coverage along with ongoing service.

We represent and work for our clients. We are appointed with a wide range of top rated insurance carriers to provide the best available coverage at the lowest cost. Even if you are currently insured, in many cases we can help you improve your benefits with improved cost.
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As an employer, recruiting and retaining quality employees keeps you competitive and is vital towards the continued success of your business.
Offering Health Insurance and Employee Benefits on a group level are effective tools in accomplishing these goals.
Providing these benefits on a tax advantaged and group basis to your employees is typically better than what employees can do on their own.
At the same time, you have budgetary and legal concerns under the Affordable Care Act to contend with.
If group insurance through an employer is not available to you, then you can get an Individual or Family Plan regardless of your health circumstances.
And, if your household income falls into certain levels, you may qualify for subsidies that lower your monthly premium.
How and where you get your health insurance coverage varies greatly.
Working with an agent who represents you and is appointed with all the major carriers can help make your decision easier with no cost to you.
Understanding the different types of coverage, what the insurance pays for, if your doctors and hospitals are "in-network" are just a few of the important factors in choosing a plan.
Does the thought of making the wrong decision regarding your Medicare decision have you nervous?
Don't worry, you are not alone.
With so many enrollment periods, rules, possible penalties, plan choices and marketing information from everywhere, are you overwhelmed?
If the thought of having an honest, straightforward, unbiased conversation regarding your particular situation appeals to you, then call or write us anytime.
Whether you hire us as your agent or not, you will gain accurate information, direction and advice in your specific case.
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