Members Edge Insurance Service
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Members Edge Insurance Service
Welcome to Members Edge Insurance Services | Providing solutions to your insurance needs for 20 years. Members Edge Insurance Services has been providing commercial insurance products to its clients for 20 years! Our commitment to knowledgeable & experienced staff is value that our clients have come to enjoy year after year. Knowing your Agent and customer service representatives has shown our clients the true meaning of loyalty & longevity.

We pride ourselves to always be here for you and always receive personalized service! Members Edge Insurance Services understands how each and every client's business insurance needs are unique. With that in mind, offering options from our vast pool of insurance companies will provide choices to protect your businesses accordingly. When it comes to selecting your Insurance representative, we understand you need answers to your questions quickly so you can make informed decisions.
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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Like any business, independent contractors need insurance to protect themselves financially.
What type of insurance you need depends on the type of work you do.
Contractors are like any business.
You need property and general liability insurance to minimize the basic financial risks of running a business.
Additionally, contractor insurance includes coverage designed for specific industry risks.
Our agency can find a customized policy that includes coverage most suitable to you.
If you are hiring contractors, you want them to have contractor insurance.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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